Cca Requests Updates Please

Bazza66

stapeley wrote: »

It should be a I not acknowledge any debt ...... prove it .

Cheers - that was my initial though as well.

Bazza66

Ukevas wrote: »

if you send (a) you will just end up sending (b) anyway... so just dig on with b..

You could do ( c ) but the you would not be in this DFW forum :P

as for quite.... I aint herd a peep from my DLC's since a sent off for the CCA's....

even sent them the 12+2 and still they dont want to talk no more.... ( For Now ) lol

Amazing how they hassle you and then once you send a short CCA request......

Can see your logic and skipping a) since b) would be the next step. But if they cant prove a) then it wouldnt get to b) anyway.

Also slows them down a bit and lets them know I aint taking any old cr*p from them!

Bazza66

Who the hell are Hillesdon Securities anyway? Certainly not anyone I have ever dealt with!

10past6

Ukevas wrote: »

if you send (a) you will just end up sending (b) anyway... so just dig on with b.

It should ALWAYS be A.

B is part of the process one has to go through, why would anyone request a CCA if they have no knowledge of a debt?

It's more hassle to CCA them, that gives them an indication you are aware of the debt, more hassle.

Remember, the onus is ALWAYS on THEM to prove you owe the money.

Ames

I sent cabot the go away it's in dispute letter and got a reply yesterday saying they're sending it back. I have to say I found them quite nice to deal with, they were always polite. If it was a debt that was enforcable I'd have been happy to deal with them.

swt61

Bazza66 wrote: »

Quiet on this thread at the mo so....

Got a letter from DLC saying they have just tracked me down at my new address so now cough up.

Do I

a) Send "Prove it" Letter
b) CCA Request them?
c) Do nothing.

Oh and their "client" is Hillesden Securities so I have no idea what/who the debt is for!

Hi Bazza,

yes its very Quiet on here at the mo not much response from anyone :-(

I would CCa them mate.

I have had loads od stuff come through the post in the last few days & dont know what the hell to do with it all I am snowed under now my heads gone :mad:

Regards,

Simon

debrag

I have 2 debts with collection agencies:

Aktiv Kapital (UK) Ltd
£670.46
Lowell Financial Ltd
£215.76


One is from MBNA the other Cetelem. Should I CCA them?

Bazza66

debrag wrote: »

I have 2 debts with collection agencies:

Aktiv Kapital (UK) Ltd
£670.46
Lowell Financial Ltd
£215.76


One is from MBNA the other Cetelem. Should I CCA them?

Are you currently paying them anything? Or are they just phishing letters? If paying them then CCA them!

I CCA'ed lowell and strangley they didnt find a CCA so all I paid them was the interest @ 1 million percent on the balance I owed them. As we all know 1 million percent of nothing is a big fat ZERO! mwa-ha-ha-ha-ha!

Ukevas

good advice all round.. i did send off a myself but all you seem to get with that one is.. "please phone us to arrange Blah Blah Blah"...

but a or b both make them know you know your rights.. to keep them on there toes..

debrag

Bazza66 wrote: »

Are you currently paying them anything? Or are they just phishing letters? If paying them then CCA them!

I CCA'ed lowell and strangley they didnt find a CCA so all I paid them was the interest @ 1 million percent on the balance I owed them. As we all know 1 million percent of nothing is a big fat ZERO! mwa-ha-ha-ha-ha!

yes I am currently paying them.

Have paid:

Aktiv - £93.28 @ £23.32 a month
Lowell - £183.18 @ £7.50 a month