I wanna be mortgage free!

earthgirl

Annie021063 wrote: »

errrr NO, not a penny, not even more PPA time!!!!!

That is terrible - can't believe it!

Did my school work at the weekend, so i can have a bit of a break!

Hope you enjoy your time with oh Twinklie!

chirpchirp

In my primary school KS2 and 1 co-ordinators for Maths and English don't get paid either. Apparently there is no extra money for the SEN co-ordinator either as we are a fairly small school. However, co-ordinating a subject takes just as much work whether in a small or large school or so I would've thought.

twinklie

Mortgage at start of November: £40,147.00
Overpayments in Blue.
Interest in Red.
Balance in Green.

Month: Payment (Std / OP) / Interest (per day) / Net reduction / Balance

September: 450.00 (328.81 / 121.19) / 183.83 (6.13) / 266.17 / 40'659.83
October: 450.00 (328.81 / 121.19) / £182.63 (5.89) / 267.96 / 40,391.28
November: 450.00 (328.81 / 121.19) / £180.33 (£6.01) / 269.67 / 39,877.33

Totals: Payment / Interest / Net reduction.

Grand Total: 1'350.00 / 546.79 / 803.80

ajmoney

We might have had the same mortgage total a while ago but you really are beating me now :mad: I am hoping for my mortgage to be near £45K by the end of the year.

How has it been back at work?

twinklie

But you're paying far less interest each day aj!! It's all swings and roundabouts.

Work is hard work. Nothing in particular has happened BUT I'm just so tired. Mind you, moving my OH down to Wales last week has really taken it out of me as well...soooo much cleaning and running around! Still, it's done now - he's all sorted.

Doesn't help that I had a meeting and two mystery shops to do after work really though.

My personal finances are rather shot though. I'm going to be into my overdraft this month and quite possibly next month! Doh! But I wanted to make sure he had everything he needs. I'm too soft.

Right, it's performance management time tomorrow and then I have the class from help P4 and 5!! 2 hours of year 10 with 2 of the worst kids in school in the same class!! Nice. Honestly, I can't wait to get it out of the way...it's my nightmare lesson of the week! Boo!!

StuartGMC

Twinklie
I find this time of year really tiring with the reduced daylight hours; May and June I can be bright as a button at 2300 and awake again at 0330 some mornings, and no problem getting up at 0500. This past week or so has been more difficult - maybe I should hibernate :rotfl:

Hope you get through those classes ok and think of the good kids there who will benefit from the time.

earthgirl

Hi Twinklie, we all get that every now and again, atleast you have a good sense of humour!

twinklie

The class was as rubbish as I thought it would be. But it's done now and I've already planned the lesson for next week! Phew! The work day is a bit of a funny one tomorrow as well. So P1 I have yr 11 who are revising for their mock, P2 the student teacher is doing (yey for not being an NQT now so I can have students), P3 is my yr 10s (nicer class), p4 I should have yr 11 but they have an exam! Woop Woop! And p5 I'm on an in school course! YEY! EASY DAY (she says).

I'm so tired I think I'll toddle of for bed soon...before my sense of humour runs out! ha ha.

SmlSave

Hope you slept well twinkle and felt more refreshed today, how did it go?

twinklie

Today was good, although I felt bloody sick this morning. Thought I was getting ill again. I still don't feel right.

Another ok day tomorrow. Year 9, Yr 8, Yr 7, Yr 11 then might have to help out in HOD's lesson. But THEN I'm going to see Muse play in Liverpool!!! CANNOT WAIT!

Means I probably won't be all that productive Friday! Ha ha