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I wanna be mortgage free!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 August 2009 at 1:23PM
    • Finish sorting through my cupboards in the bedroom and dig out anything else that is for the charity shop.
    • Clean the office OH is doing his half first
    • [STRIKE]Take bath to tip.[/STRIKE]
    • List things on ebay...just waiting for a free listings day.
    • [STRIKE]Get on top of the washing.[/STRIKE]
    • File all bits and pieces.
    • Read articles for 3rd essay. Downloaded all the reading material - just need to read it.
    • [STRIKE]Write 2nd essay. 766/800 words and the bibliography! OOphs.[/STRIKE]
    • Write 3rd essay.
    • Organise portfolio.
    • [STRIKE]Redraft 1st essay based on feedback.[/STRIKE]
    • [STRIKE]Up d/d for mortgage so a monthly OP is made every month. Need OH to ring up to get this done[/STRIKE]
    • [STRIKE]Create and update MS ledger for tax purposes.[/STRIKE] As if I owe the tax man money...it's just rude!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 6 August 2009 at 6:10PM
    Got another MS for tomorrow now so my essay plans really are taking a back burner. Going to try and get up and really early though and crack on if I can. Might have 2nd essay written before I go anywhere then! Fingers crossed.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right, spent the day up town doing MS and having lunch with my mum. Only managed to get so far as doing the bibliography for my assignment....and I've done 2 lots of washes.

    Also paid money into the bank for OH and found out how to up our D/D for the mortgage so we can OP every month! Woo hoo.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am beyond excited people. I got OH to ring up the mortgage people to try and get the payments rounded up to £450. We were originally paying £328.81 so thats an OP every month of £121.19 every month! It's only little but with the building work we are having done it's all we can afford!

    Apparently they will ring us back once it has been approved. Since we've only just made Augusts payment I'm not too fussed. So my OP for the year should be £484.76. It's only little but every little helps and all that! Plus it'll reduce our mortgage to 10 years! Woo Hoo!

    Just got my fingers crossed that my golden hello comes through now before I have to pay B&Q...or I'm stuffed.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Fantastic news Twinklie, well done on all your hard work x
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 8 August 2009 at 10:36AM
    I'm writing my essay and was just wondering if you think it's ok to cannibalize a few paragraphs from an old essay. I'm not doing them word for word...just essentially nicking quotes from references that I've written into an old essay.

    That has to be ok doesn't it providing I give the references of the books?

    OOOOOhhhh.....bathroom has arrived and I'm very VERY excited!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Is it an essay you've submitted before to the same people? If it was quite a while ago I'm sure they wouldn't remember!
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    twinklie wrote: »
    I'm writing my essay and was just wondering if you think it's ok to cannibalize a few paragraphs from an old essay. I'm not doing them word for word...just essentially nicking quotes from references that I've written into an old essay.

    That has to be ok doesn't it providing I give the references of the books?

    I'd be tempted to copy verbaitim and give myself a reference :D
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well its not so much what I'm saying - I'd have to rephrase what I said anyway because I must have been drunk or VERY tired when I wrote it....it's rubbish. It's more the references I am nicking. It's the same institution - different course and therefore different people! I'm sure it'll be fine!

    Look at my word count go!!! Although the arrival of the bathroom is halting proceedings and I'm going to have breakfast!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • evab_2
    evab_2 Posts: 2,336 Forumite
    OOOOOOOOOOO I want a new bathroom :-(
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