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I wanna be mortgage free!

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  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    hotmama wrote: »
    I second that twinklie, i too treasure those times...don't happen often enough in my house though

    1132ditto.gif I should imagine when you are working with kids all day peace and quiet must seem like bliss;)
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Yeah totally. I love the quiet. I do love the madness as well...but gotta have the piece to balance it all out. Only 4 more get ups....woop woop.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 18 May 2009 at 6:31PM
    Joined more survey sites to try and earn some extra cash...but I never qualify for anything. At least yougov is up to £41.50 now. Nearly there.

    I should also be due some tax back as I was WELL over taxed last year. Wonder when that will come through. Do they do it for you or do you have to fill something out to get it back??

    Bit cheesed off. Had a nice "surprise" romantic evening with OH planned (said he'd be home early)...however, he's stayed late at work. So thats all up the swanny. By the time he gets home I'll be too tired (as will he probably). Just wanted to try and make up for neglecting him so much lately. I've been a bit down about the house etc...and just life in general.

    Just done my 30mins of yoga on the wii fit. So at least one thing has gone right this evening.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie wrote: »
    I should also be due some tax back as I was WELL over taxed last year. Wonder when that will come through. Do they do it for you or do you have to fill something out to get it back??

    I'd give them a call and chase it - it's often a case of 'he who shouts loudest'. Do you have your P60 yet? They might want (their copy of) that before they can process anything.

    Sorry to hear your romantic plans are on hold - I only see my OH at weekends, and we're often totally whacked by then. Eating out is expensive, but the only way we've found to have Friday night quality time - value for money rather than the cheapest option until we can get jobs in the same city!
    Mortgage Free thanks to ill-health retirement
  • gallygirl
    gallygirl Posts: 17,240 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    twinklie wrote: »

    I should also be due some tax back as I was WELL over taxed last year. Wonder when that will come through. Do they do it for you or do you have to fill something out to get it back??
    .
    Twinks you need to claim it back. Register to do online, it will take a few days for your ID to come through. Then do a tax return on line & they'll pay into your bank within a week, as long as they don't think you're trying it on 771.gif
    A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort
    :) Mortgage Balance = £0 :)
    "Do what others won't early in life so you can do what others can't later in life"
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Hmmmm...looked on the website and got far too confused. I vaguely remember that last time I went into the tax office and the woman gave me a form or something. I really don't remember though.

    Twice though I've had tax back without asking for it. I was chatting to my mum before and she reminded me. Still, probably better to go in and ask. I'm off next week so I could find out then!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Right so, year 11 have left and its now half term. I came home to find I'd won £25 on the premium bonds...what a wicked way to start the holidays! Woop woop.

    I can't believe year 11 have left. It was sad and a massive relief all at the same time. They brought me sweets to say thanks yesterday and then a couple who missed my lesson came to school early to say goodbye! Awww... I was so touched.

    Anyway...I'm planning on doing as little as possible this holiday. I want to spend some quality time with the OH. Thinking of going to the cinema with him this evening. Then its Ross Noble in Manchester tomorrow. Think thats as exciting as it gets. Boo.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • StuartGMC
    StuartGMC Posts: 2,175 Forumite
    Twinklie
    Try to think of the time off as the main benefit, the things you do just add on top. Have a great break and rest this week.
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I do Stuart I do...it's just I know I've a lot of work to do while I'm off too. That was what I was thinking of at the time of the boo. I just found out that one of my best friends who lives in Ireland is coming over to visit over summer. I'm so excited.

    This holiday is getting better and better and I've yet to get of the sofa! Ha ha
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    So much for the plans. I went for a quick nap so I would be good company tonight. OH saw me asleep and went up to his brothers (we spent all night there last night). So I'm all on my own feeling really cheesed off. I kinda hope for his sake he doesn't bloody come home while I'm awake I'm in such a mood.

    I'm probably being irrational but I've been looking forward to tonight all week and I just feel really let down. He ALWAYS wakes me up if I'm nodding. He said he would come home on time to and instead went training and missed the late train home...so we couldn't go to the cinema.

    I'm feeling really unloved tonight. Does make me wonder why I bother looking forward to the holidays....it always happens and I always feel upset. Same as my birthday, which is why I don't celebrate it.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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