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I wanna be mortgage free!

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  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks Benben. Yeah I've done the trips to diy to get things we will need....lol. It's only about a 5 minute walk to B&Q and Wickes from our house! Or 2 mins in the car.

    I'm hoping that if I keep showing him my 101 list (when I finish writing it) and do the declutter and tidy like you suggested then we might get somewhere. Hopefully, he'll sort out the loft at least!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • taka
    taka Posts: 3,483 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Congratulations on buying a washing machine! See thats one thing off the list already!!
    twinklie wrote: »
    Well good luck to you taka. I'm impressed with it all. What are you a research assistant in? Are you science? NOTE: I assume everyone is these days! lol
    Definitely science! :j I work in a cell biology lab. :D
    Ok so after saying I'm not going to do it I've got up to 40 on my list on the blog I've just started. DOH! I'll finish it later but I really should get started with the lesson planning now or I'll be stuck later in the week. lol.

    :o Ooops sorry!! :rotfl:
    Mortgage free as of 12/08/20!
    MFiT-5 no 45
    You can't fly with one foot on the ground!
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thanks taka....lol Yeah I blame you for yet more procrastinating on my part! My blog is up and running now....woop woop! Link is on the last page.

    OOOh get you - cell biology. Wow! So you can do...I can't thats why I teach (according to those slogans anyway...lol).
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Just got back from the laundry...roll on the washing machine arriving. It's the most depressing job ever! I hate the laundry! Grrrr...
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    twinklie wrote: »
    Ahem...just bought a washing machine. Should be here within a month. Did the whole price comparison thingy and went through quidco. Only get a tiny amount back but I'll be soooo happy to not have to spend hours at the launderette. CANNOT WAIT!

    yay.gif great news :T:D
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well another week is over and the credit card is going the wrong way. Up and up instead of down and down. It's partly cos OH keeps adding (little) bits to it. But mainly that we got stung for the mortgage fees £135 when the move fell through.

    So any OP on the credit card has just gotten swallowed up. So that means the mortgage has to wait that little bit longer. Boo. I really wanna start knocking stuff off it - its very frustrating.

    My OH has been semi productive this week, which I'm hoping is a sign of things to come. I think we could make great progress with everything if he starts now....fingers crossed I guess.

    Wanted a NSD today but that isn't happening. I'm out tonight for my friends birthday, with a bunch of people I don't even know. I really don't wanna go. Boo.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Lots of lesson planning done today. I've only got 2 lessons left to plan. Woop woop.

    This is a pretty big deal for me. I'm very excited about it. Just need to get that done and then I'm done for the weekend and can chill out ALL of tomorrow. Technically means I don't have to work for an extire week next week when I get in from work that is. Feeling very good about things right now.

    Might try and plan some lessons durning my free time next week for the week back so that I can chill out over the holidays. Maybe even have a WEEK off!!! Shock horror!
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Bonus....just got a cheque through from the solicitors for the unused portion of the fee for the move. So that will go towards getting us back on track with paying off the credit card! Woop woop.
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,176 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Went out last night and had a lovely night. Didn't spend nearly half of what I thought I might though...which was a bonus. Was at home in pj's with a brew in hand by 1am. OH woke me up about 5am when he came stumbling in though and kept falling over.

    I think he's got a problem with staying in on his own. Don't think he can. I love being in on my own and really treasure the times hes out or up in bed. I love him being here don't get me wrong...but I love not having to talk to people or deal with what they want (.....selfish....moi?....never).
    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
    % of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • hotmama
    hotmama Posts: 93 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I second that twinklie, i too treasure those times...don't happen often enough in my house though
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