ICICI Applicants feedback required

Paul_Herring

djblamire wrote:

But can't you do a bank transfer for any other account direct to your ICICI account ?Daniel

Not from ING I can't, which is where the money was to begin with.

djblamire

Paul_Herring wrote:

Not from ING I can't, which is where the money was to begin with.

I understand what you mean now

HGLTsuperstar

Well so far this is going like a dream, hope I haven't spoke too soon. As said, sent £1 initial cheque for now, along with half-completed R85 form (half completed as not got account number details etc yet), with a cover letter asking for confirmation that they will complete the form and process it when account opens. Also emailed copy of letter and today, less than 48 hours later, email back:
Dear Miss Thomas,



Thank you for your email.



We would like to inform you as we receive the R85 form the same will be loaded in your account to receive gross interest.



Regards,

HiSAVE Team,

ICICI Bank UK Ltd.
Can't ask for anything more yet, but lets see how the rest of it goes.

oldagetraveller

Hi,



Thank you for applying for ICICI Bank’s HiSAVE Account.



HiSAVE, at 5.40% AER, offers one of the highest interest rates for an online savings account in UK.



In order to proceed further with account opening, we will require you to send us a cheque of minimum £1.00 towards your initial deposit.

· Kindly ensure that the cheque is drawn on the account you have nominated in your application form.

The cheque should be in favour of your name followed by your tracking number, e.g. John Smith 10000038
Kindly mail the cheque to the following address.


ICICI Bank UK Ltd.
HiSAVE Team
21 Knightsbridge
London
SW1X 7LY.



Once we receive your cheque, we will open your account. Details regarding operation of your account, along with your account number will be mailed to you shortly after that.



If you have any queries, please mail us at ukdirect@icicibank.com, quoting your application tracking number. Our customer support team will be glad to assist you.



In case you have already sent the cheque to us or have opened HiSAVE account under a different application, please ignore this mail.





Best Regards,



HiSAVE Team,
ICICI Bank UK Ltd.


"This e-mail message may contain confidential, proprietary or legally privileged information. It should not be used by anyone who is not the original intended recipient. If you have erroneously received this message, please delete it immediately and notify the sender. The recipient acknowledges that ICICI Bank or its subsidiaries and associated companies, (collectively "ICICI Group"), are unable to exercise control or ensure or guarantee the integrity of/over the contents of the information contained in e-mail transmissions and further acknowledges that any views expressed in this message are those of the individual sender and no binding nature of the message shall be implied or assumed unless the sender does so expressly with due authority of ICICI Group.Before opening any attachments please check them for viruses and defects."


Just to reinforce my opinion of this "bank" I received the above a few minutes ago. This is a couple of weeks after CLOSING my account. :rotfl: No I haven't re-applied.

macgyver

Hi there,
I applied for the ICICI account ad got an email after 4 days telling me that I need to send an attested copy of my driving licence or passport and utility bills since they couldnt ascertain my identity properly from the details they could get.... may be because I just moved into a ew house this month only.
But I am not going to get any papers attested by a banker or solicitor..!!!!!!!!

Walletwatch

macgyver wrote:

Hi there,
I applied for the ICICI account ad got an email after 4 days telling me that I need to send an attested copy of my driving licence or passport and utility bills since they couldnt ascertain my identity properly from the details they could get.... may be because I just moved into a ew house this month only.
But I am not going to get any papers attested by a banker or solicitor..!!!!!!!!

Why not? It is not as much of a hassle as it appears - I got a similar letter, and sent out copies attested by my bankers and sent it out and the next day, got an acknowledgment from them. What can be irritating is the fact that we are used to getting postage prepaid envelopes for such document requests, which ICICI don't send, so I had to pay for the postage :-(

macgyver

Walletwatch wrote:

Why not? It is not as much of a hassle as it appears - I got a similar letter, and sent out copies attested by my bankers and sent it out and the next day, got an acknowledgment from them. What can be irritating is the fact that we are used to getting postage prepaid envelopes for such document requests, which ICICI don't send, so I had to pay for the postage :-(

Thanks. So, how can I get it attested? Can I do it any bank and ask them to attest it? Or is it that It has to be my bank branch only? Would the banker charge anything for attestesting?

djblamire

macgyver wrote:

Thanks. So, how can I get it attested? Can I do it any bank and ask them to attest it? Or is it that It has to be my bank branch only? Would the banker charge anything for attestesting?

I checked at a bank and solicitors office, and they both wanted to charge me £10 to do this.

I then went ahead and got my accountant to do it (for free). ICICI told me though that an accountant isn't as qualified as a banker !!!, so it was unacceptable

Daniel

Jim_B_3

Those few of you not utterly sick of my updates, here's the last one (probably).

I set two transfers for the 23rd, one out and one in, both involving the same current account.

The transfer out went through on the 26th. The transfer in hit the ICICI account on the 27th, but the money has apparently not left the current account yet; checking the ICICI account details rather than the statement shows that the money is not yet confirmed in the icici account. Fair enough.

In conclusion, whilst there are delays in transfers going through, I've never had to make a complaint or speak to anyone about the account. I've made a mental note to be careful with trasnfers in (i.e. not to assume that the money has left the current account just because it's arrived in ICICI) but otherwise I feel fine to leave a few thousand with ICICI.

Walletwatch

macgyver wrote:

Thanks. So, how can I get it attested? Can I do it any bank and ask them to attest it? Or is it that It has to be my bank branch only? Would the banker charge anything for attestesting?

This would probably depend on the bank then. I bank with Citibank and they do it free of charge, so far as you are a customer.