DMP Mutual Support Thread (Part Three)

rayday2

longforthesun wrote: »

OH and I are in the process of setting up a DMP with CCCS but I have one question, How likley is it that someone will turn up at our doorstep. It is the only thing that I am worrying about, I can cope with nasty calls and letters but not face to face.

Many thanks.

I would walk down my street naked if someone turned up to your door! You only get situations like that when people are avoiding paying debt. You will be arranging to pay your debts at a level you can afford.

rayday2

Piggsy wrote: »

Hi all,

Can I join too? Have just made my first payment on DMP with CCCS, so it would be good to share experiences and get advice!

I have added you and angels960 but forgot the numbers in the time it took but check page 1!

If I missed anyone just shout I have not been around too regular lately.

Tigert

Piggsy wrote: »

Hi all,

Has anyone got any experience with Egg? Do they usually issue a Default the instant they know you're going on to a DMP?

Thanks

Hi Piggsy and Welcome.

I have a credit card with Egg. They issued a default notice to me immediately so nothing to worry about. They were quite persistent at first with calls and letters but after about 6 weeks, they gave up on me and contacted Payplan, accepted my payment and I haven't heard anything from them since. So one of my better creditors really.

longforthesun

Thank you rayday2 for that I was getting worried about people appearing at my door. Could I please have a number too?

newlywed

longforthesun wrote: »

Thank you rayday2 for that I was getting worried about people appearing at my door. Could I please have a number too?

One year into the DMP and no-one has ever appeared at my door (with over £30k debt)

rayday2

longforthesun wrote: »

Thank you rayday2 for that I was getting worried about people appearing at my door. Could I please have a number too?

Added number 185 I believe!

moneysavingmumofone

Hi all
Token payments and paperwork have been sent off and some of the cheques cashed Recieved 1st letter to say they accept the £1 payment but this creditor have always been very helpful, wish they were all like them!
Had a call from provident and was so embarassed about the situation that i hung up:o Text him to explain but what a coward:o
Recieved tax credit award this morning and rather than getting no tax credits as i feared, they've gone up Its nearly double what it says we should get on entitledto They've got the correct wage details etc so dont know whats going on there.

longforthesun

newlywed we have approx £35k debt. :eek: we only have £150 spare each month to give to CCCS to pay this out between 11 creditors. However OH salary should increase by about 5k in the next 6months or so so hopefully we can through a good bit more to this.

Thanks for my number rayday2.

rayday2

We pay about £70 now for 16k debt all accepted and interest stopped if that helps put things into perspective.

wen3

Well Hello everybody can I please be given a number? I think I am really gonna need you all as I have loads of questions and I am scared out of my mind. My DH has just started a DMP he has sent everything off today. Can you please tell me what CCCs stands for. I am sure I will have loads more questions for you all. My DH only told me how bad things were on Monday so this is all a bit of a shock. Have started already only using cash and scaling down the shopping but all tips gratefully received:)