DMP Mutual Support Thread (Part Three)

skibadee

tass wrote: »

1st Credit are the ones giving us problems also. They have actually had a writ served on my OH. We are waiting to hear from the court if they have accepted our offer to keep paying monthly although it is a higher figure because of our review. If not my OH is going to have to face a Sheriff in the court. We have asked for a time to pay order and hopefully this will be allowed. It's a horrible time at the moment - almost five years into our DMP ...

Tass,
Why have they served a writ....is it because you own your own home?....sorry new to all this and still getting to grips with what can happen.

andytwonames

I am going to kick off a DMP just after next payday (25th). Bank account is empty and I was going to max out a couple of egg cards to get about 200 quid to see us through 'till then.

Cash dispensers will not pay out and when I look at the egg accounts on the web, the screen shows 'details unavailable' against balance and interest rate. Details of transactions since last statement are also marked as unavailable.

The optimist in me hopes that this means they are chaving computer problems and I will be able to do the evil deed later today. The pessimist says they are aware what I'm up to and are closing me out.

So... I have just over 100quid left to keep a haousehold of 4 going for 2 weeks. Can it be done?

Andy.

Marru

Hi Andy,

Yes it can, check out the list of challenges and especially the grocery challenge and live on £4k a year challenge.

http://forums.moneysavingexpert.com/showthread.html?t=767513

Marru

Bigdi

Tass, like skibadee, I was wondering about that? I was hoping thngs would get better, not worse. 5 years is a long time to be getting it right then have this dumped on you. Hope you get it sorted!

CCCS_Sarah

loopylu36 wrote: »

and do the CCCS tell me if and when my proposals have been accepted
Loopy

At the start of the plan you will receive a letter from customer services to confirm if your plan has been accepted or not. Hope this helps

Sarah

Gemmzie

Andy
Do not withdraw money even if it sorts itself out - you will risk your DMP

andytwonames

Gemmzie wrote: »

Andy
Do not withdraw money even if it sorts itself out - you will risk your DMP

Given that I've not yet contacted any creditors, nothing is yet in default and my provisional figures for DMP are all set as if the cards were maxed, am I really risking anything?

indebtstudent

Hey!
Can I join this thread plz I have been on a DMP since 2004 (or was it 2003 ) cant remember lol. Im currently in the process of paying off some small debts from my plan, and ive asked for an update of how much I actually owe, so will post up the official figure when i have it. I think it is about 15k, maybe less.

Just got another job, so thats 2 now, hoping to be debt free by Aug 2009, if thats possible !!!!

Cheers peeps

rayday2

Hello! Added you to thread number 175 - be nice if you are debt free next year - good luck with it!

indebtstudent

Cheers for that Rayday:D yes thats the date im aiming for!!!!