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PoppyOscar, Le Cochon and the MFW adventure

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  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    it's here!!!!!! it's really nice!!! and my sitting room is looking really cramped!!!!!

    i can't wait for sister's ex b/f's house to be finished so he can take the old one away now!

    :j :j :j
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • evab_2
    evab_2 Posts: 2,336 Forumite
    HI po, glad you're enjoying setting up your house - I love planning rooms and already have ideas fro when we decorate each room (which will be it many years time!).

    I'm just getting ready to get rid of 2 wardrobes from our bedroom so we can change it around and fit in the crib for the few months he will be in with us, the wardrobes were left by the previous owners of the house so will stick them on freecycle.

    Your over payment target is looking healthy - well done

    Ev
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    evab wrote: »
    Your over payment target is looking healthy - well done

    Ev

    Yeh - well done:T
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    hi ev and setmefree2

    good to see you both!

    i love planning rooms too - one of the reasons i didn't bring much back with me from france was to give myself the excuse to do that and start again from scratch!

    apart from that it was an old house there, new here, so not a very good style decision to bring lots back.....

    however, not a very mfw financial decision to leave perfectly good stuff there, but what the heck! i'm having fun!!!!!

    po xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    My beginning of May overpayment will be £236, bringing my total to £1170 since I started. Will hopefully pay it in on Saturday. Does anyone know if you can track a Halifax mortgage online?

    Realistically this will be my May overpayment - I don't seem to do too well after I do the initial payment. Even so I'm pretty pleased with my progress, as I'm well on course for my £2000 for the year - I may even manage to go a bit beyond that if all goes well.

    On the job front, I have one application almost finished - will email it off tomorrow - and have set aside the weekend for the other one. Fingers crossed!

    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • evab_2
    evab_2 Posts: 2,336 Forumite
    Good luck with job applications, fingers crossed for you.
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Good luck from me too.:T:T
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    Plans for today:
    • get up (difficult - am so tired this week for some reason) CHECK
    • walk to town to halifax bs, not looking to the right or left and not being sucked in to any shops, pay in £236 :DCHECK
    • final tweak to first application (still not in) and apply online CHECK
    • draft second application IN PROGRESS
    • collapse in heap CHECK
    Hmmmm - the only one on there which seems a dead cert is the last one....:rolleyes:

    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • poppyoscar_3
    poppyoscar_3 Posts: 1,566 Forumite
    Mortgage-free Glee!
    First application in - I think it's the one I want more, but it isn't as much money as the other one.

    Anyway - I think I've had a good shot at it, and now I'm trying to come up with something different for the other one.

    I HATE JOB APPLICATIONS!!!!

    Why do they always take so long?

    Happy days!

    PO xx
    :D2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!:D
    But now I'm not - (Joint) Mortgage £104704.
    New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%
    SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%
    No 17 Lewis Lane
  • setmefree2
    setmefree2 Posts: 9,072 Forumite
    Mortgage-free Glee!
    Well Done:D
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