PoppyOscar, Le Cochon and the MFW adventure

setmefree2

poppyoscar wrote: »

Having been told in my branch of the Halifax that i can't access my mortgage account online, I just have!

Anyway - the good news is, I have come down from £15,000 to £13,557.52 in 5 months!

I'm very happy with that!

PO xx

Edit - having accessed it I find I have more than i thought in the little savings account that gets the share divi paid in - I will be over paying by £115 in June. I'm sooo glad - i didn't want to lose the momentum - miss one overpayment and you might as well miss another - so no excuses now!!

Oh it's fab being able to see your mortgage on line:j hey, how sick is that:think:

Well done with the over payments:T:T:T

poppyoscar_3

setmefree2 wrote: »

Oh it's fab being able to see your mortgage on line:j hey, how sick is that:think:

I agree - it's very, very sick, but hey what the heck! While I'm doing this (I have to say, it's the travel to see OH that clobbers me, not the overpayments) I can't afford to do anything else so I have to amuse myself somehow!

This week off I only spent £15 out for the day last weekend, £26.01 on week's shopping (big shop - needed loo rolls and washing liquid) and (the hightlight of the week) £28.40 on some root canal work!!! Grand total £69.41.

Not bad at all!!!! This week a tank of petrol and a small shop should be all.

In June I shall

• finish eating the stuff that's frosty at the bottom of the freezer therefore cutting food bills
• start shopping at tesco's in order to earn airmiles for OH trips
• move my 'bill' money obsessively about in and out of savings to maximise interest (yup - all very very sick!!! :rotfl: :rotfl: :rotfl: )
• not use my car except on work days
• shop around for car insurance
• maybe cash in some premium bonds and re-buy them as i'm sure new ones are more likely to win! :rolleyes:
• Ex-DH is also coming to 'landscape' my garden mid-month (I'm paying him). This is a much cheaper option then getting someone in as I can labour, and also I'll know exactly what I'm getting and and can stop him when the budget runs out. Looking forward to having a useable garden.

And then it's July!!!

PO xx

poppyoscar_3

hmmmmmmmm

it was better when i couldn't access the mortgage account online! :rolleyes:

it's gone UP £62!!!!! :eek: :eek: :eek:

I guess this has something to do with interest but even so! and this month's payment has not been registered yet (paid today i think) so it may go down again tomorrow!!

That will teach me to obsess with online accounts!!!!

PO xx

evab_2

hi po,

how's it going, have I missed the date of your second interview somewhere?

ev x

poppyoscar_3

second interview is monday......it's a lead TA post in the current team, but if the grade extra is as fabulous as upgrade we recently had i may lose the will to live! the much talked-up upgrade, was worth (wait for it!!!!!) £33.96 a month, and that was before tax :eek: so actually it's worth about £25! i soooo needed the teaching job!!!!

hmmmmmmm

however, on the up side, BT refunded £50 this month that i had to pay initially, and i arrived at a £10 voucher on pigsback. won't mean extra overpayment, but i can eat in june! lol!!

Happy weekend folks!

PO xx

poppyoscar_3

afternoon :hello:

i have just been and overpaid £115 for june.

balance now stands at £13397.36 - I may even get under £13000 next month which would be great!

total overpayments to date £1285, more than half way to the year's target.

po xx

setmefree2

Well Done:T:T:T:T:T and Good Luck for Monday:D:eek:

poppyoscar_3

thanks smf2 - although i think it's more :eek: than !!

i'm really nervous about it - still seething from the other one and it will be the same panel so will need to be sweetness and enthusiastic light!! :rolleyes:

glad it's over with first thing in the morning.

fingers crossed, although i have to say i would have much prefered the other job and this will only be a stop gap!

po xx

evab_2

Good luck for today :beer:

gallygirl

Good luck!!!!!! :j