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PoppyOscar, Le Cochon and the MFW adventure
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Hi all
A difficult time one way and the other at the moment.
Even so on the plus side i now know my new salary - it's around 2.5k higher than currently i think, so good news there.
Also ex-dh is here this weekend doing a 'ground force' on my garden - pity i ddn't get to go away for the 3 days to a luxury health spa, but i guess that's the story of my life - have been labouring instead!
Anyway - i hope all mfw's are alive and kicking!
PO xx
2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
Still debating what to overpay for July - will do some sums as soon as I get my payslip.
Have had a cheap grocery month - I joined the grocery challenge on OS and came in at £43.67 for the month - hoping that I can keep that going now.
Will update sig when all is decided.
PO xx 2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
July o/p is going to be £120 as things are tight this month - hopefully the next one will be bigger, or i may be able to o/p a bit more by the end of the month if things pan out nicely (but not very likely!!!)
Anyway, that's a total of £1405 so far, so i'm on target.
Hope all in MFW-land are well,
PO xx2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
You're doing great. Am following this one with interest!🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Well done PO, it's still a great amount you're well on your way to £2000!0
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Well Done:T:T:T:T:T0
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Thanks for the encouragement!
Even though I know I didn't do as well as I should have this month :rolleyes:
At least I have overpaid something!!!!!
Just ordered a £10 Waitrose/John Lewis voucher from my Goldfish card :j
Obviously means I have been spending to much, but every cloud and all that!!!!!!
PO xx2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
Been into the Halifax today and overpaid the £120. Will update sig when I know how that actually translates into the new mortgage total, but the OP total is, as predicted, now at £1405. AS long as maintain £120 a month I'll make my target, and anything above that will be a bonus.
The good news is also that my new job has now started two months early, although won't know exactly how that translates into extra money until the end of july. not sure i'm going to throw all of it at overpayments anyway as I need to start living a bit again!
PO xx2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0 -
bonjour, poppyoscar, je crois que votre petit cochon est très beau. Vous êtes une inspiration à nous tous.If anything I say starts to make sense, PANIC!0
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merci beaucoup........je fais de mon meilleur!! c'est pas souvent que j'ai l'occasion de parler français maintenant - cela fait plaisir, même si je fais trop d'erreurs!
bonne soirée et bisous,
PO xx2010 MFW Challenge No. 112 Mortgage paid in full 27/08/10 I was MF!!!
But now I'm not - (Joint) Mortgage £104704.New MFW target £5000 overpayments by 31/12/2105 £400/£5000 = 8%SAVINGS TARGET - £25000 by 31/12/2015 £13643/£25000 = 55%No 17 Lewis Lane0
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