Story of Sallys Stupid Spending.....

sallyx

Hi Tigzem
Im fine thanks, bit down in the dumps about the latest contact from DCA about a very old debt. Have just sent them a letter saying its over 6 years...not quite sure it is but worth a go to see if they can prove otherwise.
Hope your DD is ok now, both Myself and DD have had another cold this week, getting rediculous the amount of illness going around at the moment. Just going to look at finances and see if I can juggle things around a bit. Think I have £7 to spend on food this week until pay day on Friday!:eek:

sallyx

Had a good day today, after feeling last night that I wished a hole would swallow me up..not sure what was up just had a sudden feeling of sadness and couldn't pick myself up. Managed to get loads of items on ebay so hoping that next sunday I will have a good profit and be able to pay off 1 of the debts.
Most make a list of essential items needed that I can purchase with my last £7 of the month!

Sea78

Hey hon - hope today that you are having another good day.

Sea xxx

tigzem

Hi, how's you today?

I'm having a tight month and worrying about paying everything, but I'm sure it will be ok, it normally is, but it's a vicious circle isn't it?

How was your w/end? We had a lovely w/end, DD had a party on sat which was a bouncy castle party. Then on Sun, OH and I took her out on the bikes we went out into the forest, it was really good fun and good exercise!! Then we went to a friends for lunch. We didn't spend any money and probably had one of the nicest days we've had for a long time.

xx

sallyx

Well seem to be having a good week and definatley back on the DFW wagon..apart from the small spend in Fat Face did come out of the budget. In fact I did consider taking back the dress as I felt guilty for spending the money but then I found DH bank statement from last month and he spent god knows how much on stupid computer games...grrrrr:mad:
Anyway have done all our budgeting for March and set myself £50 a week for all our food/petrol and spends so going to be tight.
Have also spent some of the day going through our old joint acc bank charges and DH sole account and so far we are up to £925 in charges..:eek: still another 4 years to do on his account. It also made me realise how much crap we used to buy and how much money we waisted!
Right off to look at my ebay items and to try some free bingo for my £10 a day challenge

Sea78

Looking back at the old statements are such a shock aren't they?!

sallyx

Sea78 wrote: »

Looking back at the old statements are such a shock aren't they?!

They sure are...I just spent, spent and spent a bit more...and What do I have to show for it? not a lot really!

sallyx

Haven't managed to post on my diary for quite a while and its always a mistake....seem to have spent so much money on bits and pieces so really annoyed with myself :mad:
Back on the DFW wagon tomorrow and need to rejig the budget. Still looking good though at being able to pay off the car finance end of this month. :j

sallyx

Ok I need to a good kick up the backside...I spent far too much money yesterday. Then I sat down last night and realised that actually Im probably being too hard on myself, I mean I have managed to save £1100 in the last 2 months so I must be doing something right as we hardly have a large salary by any stretch of the imagination. So by the end of March I shall be able to pay off one of our debts...:j I can't believe I have managed to get here so quickly.
I just can't wait till DH starts this dam new job as it will mean at least an extra £600 per month to the Debt pot

Must keep on track, and maybe by the end of the year we will nearly be debt free

Sea78

Fantastic going!! Well done on that amount of saving - amazing - sure you'll feel so proud when you do pay that debt off.

Sea xxx