Please revoke the 'house price crash' thread ban

dannyboycey

morg_monster wrote: »

until people come along and turn it into one with their neverending discussion/arguments!

It's called debate.

morg_monster wrote: »

I do think a sub board for HPCers would be good

What the f*** is a 'HPCer'??? Are they some kind of genetic sub-breed. The subject is relevant to EVERYONE.

LuciferTDark

dannyboycey wrote: »

The subject is relevant to EVERYONE.

No it isn't. there's at least 2 groups of people who it doesn't affect in the slightest or isn't relevant to, those who've paid off their mortgages & those who never got conned into joining the housing market in the first place.

Balls_Of_Steel

LuciferTDark wrote: »

No it isn't. there's at least 2 groups of people who it doesn't affect in the slightest or isn't relevant to, those who've paid off their mortgages & those who never got conned into joining the housing market in the first place.

Then those people won't be reading this thread!! I don't go and click on a thread where i can buy baby nappies for 1p in Asda (or where ever), as i don't have a baby to buy for

dannyboycey

LuciferTDark wrote: »

No it isn't. there's at least 2 groups of people who it doesn't affect in the slightest or isn't relevant to,

Wrong. It's intrinsically linked to other market forces, such as recession, interest rates, wage inflation and savings rates.

morg_monster

dannyboycey wrote: »

It's called debate.




What the f*** is a 'HPCer'??? Are they some kind of genetic sub-breed. The subject is relevant to EVERYONE.

Firstly, I KNOW it can also be called debate, I just mean it as a different kind of thread to the ones where someone asks a question that is answerable, rather than the threads about house prices which are a meandering discussion / debate, whatever you want to call it, they never come to any conclusion simply because there is no one "answer".

And I think you know quite well what I meant by a HPCer - ie someone who WANTS to talk about the possibility of house prices plateauing / dropping / crashing. After all isn't this what this whole thread was about?
I never said that the subject isn't relevant to everyone - simply that not everyone wants to talk about it every day!! Some people have more pressing housing concerns on their mind.

HelpWhereIcan

:rotfl:

Nenen wrote: »

Jamesd... where do you get those figures from? These are the actual figures copied and pasted directly from the poll:
"Poll ran between 21-29 January 2008:
Will house prices crash? What will happen to UK house prices in 2008?

A. Increase over 20% - 1% (81 votes)
B. Increase 10-20% - 1% (111 votes)
C. Increase 5-10% - 4% (452 votes)
D. Increase 2-5% - 12% (1255 votes)
E. No real change - 18% (1986 votes)
F. Decrease 2-5% - 20% (2143 votes)
G. Decrease 5-10% - 17% (1865 votes)
H. Decrease 10-20% (smaller crash) - 13% (1389 votes)
I. Decrease over 20% (crash) - 10% (1040 votes)
J. I really have no idea - 5% (522 votes) "

My calculations would suggest that:
people voting A, B, C & D (1% + 1% + 4% + 12% = 18%) think prices will increase;
people voting E (18%) think there will be no change;
people voting F, G, H & I (20% + 17% + 13% + 10% = 60%) think prices will decrease;
people voting J (5%) have no idea.

These figures show that the majority (60%) think HPs will decrease against only 40% who think they will increase, stagnate or have no idea!

Personally I find it astonishing that people who want to discuss Argos deals, mobile phones or 'gone but not forgotten freebies' have their own sub-boards but people wanting up to date information on the housing market are confined to one sticky (currently running at 59 pages, 1150 posts and viewed 57,350 times)!

:rotfl:

There are lies, damn lies and then there are ....

As jamesd correctly stated (and you have shown) only 10% of people expect a crash

I. Decrease over 20% (crash) - 10% (1040 votes)

5% of people have no idea

J. I really have no idea - 5% (522 votes)

meaning that 85% of people do not expect house prices to crash by the terms of this poll.

The fact that 73% of people expect prices to either increase, stagnate or drop by no more than 10% is as relevant as your claim that 60% of people expect prices to decrease and equally as meaningless.

The poll clearly defines a crash as a fall of more than 20% and a small crash as a fall of 10-20% ... you seem to define a crash as any drop.

You will obviously be one of the ones who is overjoyed that Nationwide have announced a 0.1% drop (seasonally adjusted of course :rolleyes: ) in Month on month figures but dismissive that year on year figures are still positive.

I actually think prices will fall. Crash? Probably not. Fall? Yes.

No wonder I hated Quantative Business Analysis at Poly!!!!!

dannyboycey

HelpWhereIcan wrote: »

No wonder I hated Quantative Business Analysis at Poly!!!!!

Ahhh... statistics. Nationwide and Halifax are the grand masters of twisting, bending and massaging them beyond all recognition. If anything should be banned from the forum outright it should be statistics.

HugoSP

precipice wrote: »

Yeah. It's only the biggest purchase most people are likely to make, ever. Heaven forbid it should be discussed on a moneysaving site, all multi-decade decisions should be made blind and uninformed. Good grief...
And sending people over to the, err, batshi^Wvigorous HPC community seems unhelpful.

P.

The point I'm trying to make is that the trolls should be encouraged to another site, and the HPC site seems suitable for them.

People who want to have sensible discussion about HPC should be able to do so within the sticky thread.

Anyone wanting to discuss interest rates and effects on mortgages should start a new thread, but it should be kept on topic.

I'm not for one minute advocating a ban on the discussion, far from it. What we don't need is troll habitat.

natwill_3

dannyboycey wrote: »

Wrong. It's intrinsically linked to other market forces, such as recession, interest rates, wage inflation and savings rates.

Agreed:eek:

HugoSP

Whether or not HPC is relevent to anyone doesn't justify having several threads about the same thing.

Keep this board tidy and keep topics separate, that makes for a tidy forum. It just makes sense.