Car Insurance Tips & Tricks

Quentin

Won't cause any problems asking

If this fails he can look at temporary insurance (Google will bring options,,)

annabel14

Thank you Quentin ...they gave me a reasonable quote of £33 for the days he needs it....will making him the named driver for those days affect me in any way ?

Quentin

It will if he needs to make a claim or someone makes a successful claim against him!

(Future premium increase and some loss of NCD if it's unprotected)

Andrew82881

I wanted to know why add additional driver to your policy when that additional driver has third party cover already??Even if he has accident main policy holders ncb will b affected any ways in respective if he is additional driver or 3Rd party

sheramber

Andrew82881 wrote: »

I wanted to know why add additional driver to your policy when that additional driver has third party cover already??Even if he has accident main policy holders ncb will b affected any ways in respective if he is additional driver or 3Rd party

that additional driver has third party cover

There is your answer.

If the driver is covered by his own insurance - you need to check as it isn't always the case- and he has an accident which damages both cars , then his insurance will cover the other car but not your car.
Your insurance won't cover it .

So he or you have to pay for repair to your own car.

Imagine of he wrote off your car?

Kernel_Sanders

Oh

arichekebab wrote: »

I also just sold our T4 Campvervan. This had been insured for 32 days with Safeguard / Swinton at a cost of £311. They charged £25 cancellation fee.

My refund was £213. Reasonable deal. Would use them again.

It's a sad reflection on Britain's cowboy insurance industry where we are at the stage when 32 days' insurance being charged at the rate for 115 (on top of an administration fee) is considered reasonable

Jim_Belfast

Hi everyone, I have a convertible car which I want to hire out, Can anyone drive this on their own insurance or do I need specific insurance to do this? I am happy to hire this on a third party only basis if this will help avoid unnecessary costs.


Thanks


Jim

Quentin

If you allow your customers to hire your car with just third party cover who will reimburse you if the car is written off due to the hirer, and the hirer unable to reimburse you it's market value??

Andig4

Hey all,

New member, I've tried searching on here and Google etc, can't find an answer.

Basically, I have a company van to carry out my normal job role. if I was to make a non fault/fault claim under the company I work for,would I need to let my personal car insurance know? If yes, surely that's unfair? As its the companies premium that would go up?

rudekid48

Andig4 wrote: »

Hey all,

New member, I've tried searching on here and Google etc, can't find an answer.

Basically, I have a company van to carry out my normal job role. if I was to make a non fault/fault claim under the company I work for,would I need to let my personal car insurance know? If yes, surely that's unfair? As its the companies premium that would go up?

Would it be the company that crashed the van or you?