Times article: "Student wins claim over bank charges"

THE_ROCK84

tinalives wrote:

Yes, yes, you've already said. One day you've got a default and by the next day you've got it removed. You never did explain how you managed that?

Actually i posted about it several months ago on the boards. Its taken nearly 4 months.

THE_ROCK84

tinalives wrote:

I'm sorry, but I find it difficult to take seriously a person who starts a thread dedicated to how sparkly his new credit card is!!!


:rotfl:

Do you really think i care what you think?

dchurch24

And when it's not your own fault?

I hope you and people who share your view (and some have aired it in more elegant prose) never have the misfortune of having financial hardship thrust upon you by no fault of your own.

Was it fair that my daughter couldn't walk properly for weeks because I couldn't afford to buy her new shoes, because of a combination of wage mess-ups and bank charges?

tinalives

Hi all, after try numeous times to get a Connect card from barclays (even thought i have a £1600 o/d limit, im going to try to upgrade my account to platinum banking which has a Platinum Connect card.

Ive got a relevant products, but my local branch is useless and dont even know what the products it. I cant change banks because i have a default on my file and i really like the online banking.

Ive written a letter to the complaint websites at barclays and wanted a second opinion. Here the letter, i dont not want different ideas, just a review of my letter and any improvements. Thanks all

Posted by THE_ROCK84 on 10/08/05!!!!

dchurch24

This thread is starting to degenerate and I fear will become personal once again.

tinalives

dchurch24 wrote:

This thread is starting to degenerate and I fear will become personal once again.

Sorry, you're right - it's too easy to get reeled in.

THE_ROCK84

So what tina? I got a letter from RBS saying that they have now removed the default on the 11/09/05. How do you think i got a connect card back?

dchurch24 = Yes is it! Dont you ever think to save some of your money??

You broke the T&C of an agreement that you signed, meaning that you agreeded to be charged that amount if you broke the T&C. Read it and weep!

richiethekid

Just because it's in the terms and conditions doesn't mean it's legally binding. Does this mean that if your bank feels the need to impose a charge you'll just accept it? I certainly hope so. This thread is about the legality (or lack thereof) of bank charges and not whose fault they are. If you want to discuss a separate topic, please do it on another thread.

tinalives

THE_ROCK84 wrote:

You broke the T&C of an agreement that you signed, meaning that you agreeded to be charged that amount if you broke the T&C. Read it and weep!

Please read the whole thread so that you understand what is going on.

pin

It seems this thread, yet again, is turning into a bit of slaning match. I asked the mods last time to keep an eye on this thread, I'm going to do it again if people feel the need to trade insults against each other.