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Splendid September's No-Spend Days Challenge!
Comments
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That must have been a dreadful shock. Sending hugs x
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 70 books of target 52 in 2026 as @ 1st October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
One for Sunday please 😊
KK
As at 26.09.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 70 books of target 52 in 2026 as @ 1st October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One for today please.
GC 2022 = £3154.96 , 2023 = £3334. 841
2024 = £.3221.81 , 2025 = £3974.24 . 2026 £ 2295.02/£3500, September £198.90/£150
Decluttering campaign. 2026. 42/74 storage places, book cases, drawers cupboards and sheds. Also tidying / clearing front and back gardens , giving bathroom and kitchen a bit of a spruce up. Me🏅🏅🏅🏅🏅⭐⭐⭐ ⭐DH🏅🏅🏅
Make £600 in 2026 = £726. 79
NSD in M = 18, J = 15, J = 15 S10 aug
Ocrober /151 -
Thanks! I'm going to try for 18 in October as focussing on savings next few months
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
2 NSDs this weekend ☺️
Savings goal by 31/12/24: £22000
Dec 23: £6945.231 -
9 while away.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1 -
September totals updated here
0 -
October 2026 NSD targets
beanielou 19
cathybird 15
crazybeautiful 20
DarknessIntoPower 10
Deb 4 15
Dizzycap 10
Doris17 10
Honeysucklelou2 10
InDebtEnby 13
Jazee 15
KajiKita 20
laurenh1 18
LittleMissDetermined 20
loopylupin 14
Mamma2004 16
Mrsnuffleupugus 10
peony40 15
Rupacomp 18
Soontobeoap 15
Tenar15 10
ThriftyPrincess40 18
VickyA 2 15
Wanna Bee Free 10🌞 🌞 Everyone welcome to join! 🌞 🌞
2 -
2 more for me, for yesterday and today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £5574/£60001
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