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Splendid September's No-Spend Days Challenge!

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Comments

  • one yesterday but a small spend day today

    #no 3 Debts off by Xmas 2026 £1500/£12,500 (40000 paid restart)
    NSD Oct
    #no 13 365 days 1p challenge 2026 Jan Feb March April May June July paid 
    #no 2 £2 coin savers challenge 2026
     #no 11 SPC 19 £44 banked restart
    2026 PAD challenge  £12,500
    1% challenge = £12,500
    1% - £125 12% 

    loan 6% £11000

  • Jazee
    Jazee Posts: 9,723 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    Morning. I had a NSD on Wednesday and am not planning any spends this weekend.

    Spend less now, work less later.
  • Deb4
    Deb4 Posts: 450 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper

    Another NSD for me today


    Make £2026 in 2026 #19
    February NSD 
  • cathybird
    cathybird Posts: 16,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    September totals updated here  image.png image.png

  • cathybird
    cathybird Posts: 16,954 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    October cropped.jpg

    Yes, it’s a bright shiny new month just round the corner ... Any thoughts on targets? (I've listed the same targets as this month but pls say if you'd like to aim for something different!)

    October 2026 NSD targets
    beanielou 19
    cathybird 15
    crazybeautiful 20
    DarknessIntoPower 10
    Deb 4 15
    Dizzycap 10
    Doris17 10
    Honeysucklelou2 10
    InDebtEnby 13
    Jazee 15
    KajiKita 20
    laurenh1 18
    LittleMissDetermined 20
    loopylupin 14
    Mamma2004 16
    Mrsnuffleupugus 10
    peony40 15
    Rupacomp 13
    Soontobeoap 15
    Tenar15 10
    ThriftyPrincess40 18
    VickyA 2 15
    Wanna Bee Free 10

    🌞 🌞  Everyone welcome to join! 🌞 🌞

  • KajiKita
    KajiKita Posts: 10,816 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic

    2 more please 😊

    KK

    As at 26.09.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £210,560
    - OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
    c. 17 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 70 books of target 52 in 2026 as @ 1st October. 
    Produce tracker: £329 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • InDebtEnby
    InDebtEnby Posts: 382 Forumite
    100 Posts First Anniversary Name Dropper Photogenic

    Another one for me

    Current No Spend Challenge: 9/13
    2025 No Spend Days: 114/150
    Bank Loan Original End Date: 08/2030
    Current End Date: 01/2030
  • VickyA_2
    VickyA_2 Posts: 4,756 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Apologies for being MIA. I am unsure about how many NSDs I've had - there have been a few - but my dear father passed away incredibly suddenly.

    I'll re-join the challenge for October.

    Sealed Pot Challenge #021 #8 975.71 #9 £881.44 #10 £961.13 #11 £782.13 #12 £741.83 #13 £2135.22 #14 £895.53 #15 £1240.40 #16 £1805.87 #17 £1820.01 #18 £2021.83 declared
  • laurenh1
    laurenh1 Posts: 1,205 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Im so very sorry to hear this. Sending you lots of love x

  • laurenh1
    laurenh1 Posts: 1,205 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Another 2 to report, yesterday & today x

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