We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

What are you looking forward to doing/getting when you get out of debt?

1246

Comments

  • Get a place with my girlfriend
    Debt Now~Total-£14,366.72~CC-£1,600.00~Sofa-£1,349.01~Loan-£11,417.71
    :eek:Debt@Oct 12~Total £15,674.60~CC-£1,636.40~Sofa-£1,648.77~Loan-£12,389.43:eek:
  • I am looking forward to finally checking my bank account and seeing plus signs instead of minus ones, and getting cash out without it saying 'you currently have £0 available for withdrawal'. Oh yes, and enjoying myself feeling I have earnt it.
    Not to forget my iPhone of course :p
    Total debt: £3400.
    :eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek::eek:
    Dec 2008- I will be debt free :T:T:A
    IA's bum/tum challenge: By Dec 2008, I will be three stones lighter. :p
    Save a Pound challenge : 7 and some change/365.
    Grocery challenge Jan 2008: £50/£100, £50 available.
    Lunch Log challenge: £0 so far :T
    www.myspace.com/melodic_trash
  • someone eh ;)

    whoops! slight typo there - don't think my OH will approve.. :D
    :money:Proud to be dealing with my debts :money:
    IA's lose the belly & bum 0/28lbs in 08
    Live on 4k #107 - £106.45/£4k
    £20k by Xmas £781.90/£20k
    Olympic #74 Bronze - £120.06/£1008
    Lunch Log #50 - £7.90
    GC 2008
    Jan £200/£54.59
  • Sassers
    Sassers Posts: 1,303 Forumite
    Part of the Furniture 1,000 Posts Photogenic
    Hi everyone :wave:

    When I'm debt free I will be changing my mortgage to an offset one and chucking money at that instead :D

    With a bit of hard work and luck this year my monster bank claim back charges campaign will pay off and I'll be almost debt-free by the start of 2009.

    I sincerely promise to myself that I will never, ever get into such a state again where I am at the point of a nervous breakdown and too scared to go home because of opening the mountain of post or picking up the phone.

    Lots of love Sassers xxx
    Current debt and mortgage: £25, 820.35 Debt/Mortgage at start: £92,598 (27/09/2010)
    DEBT FREE!
  • skintas_2
    skintas_2 Posts: 1,679 Forumite
    buy some boobs......................
    i will be debt free, i will
  • hbl_2
    hbl_2 Posts: 391 Forumite
    I paid off my grad loan in December with my last salary. It means I'm flipping either side of the interest free portion of my overdraft for the next three weeks...

    So now I'm going to be saving and investing, because the £500 interest free portion of my overdraft is no stretch really, and my student loan will be paid via PAYE anyway.

    At this point I wanted to spend £1000 or so on a top notch laptop, but since planning this year financially, I figure that it would be too big a chunk of my potential savings! Talk about being a massive money geek - I've talked myself out of rewarding all my frugality in the past two years.

    I told myself I could buy a laptop if I save for it out of my budgeted spending money. That would entail a lot of selling stuff on eBay.
    Student Loan Company Ltd: 17,805 (2.8%) Overdraft: 500 (Interest free)
    Savings: £5,100
    - Target by end of 2008 £5,000+
    Net Worth
    1/7/06: -£32,698 -- Net Worth 25/8/08: -£13,350.
  • JET34
    JET34 Posts: 1,144 Forumite
    skintas wrote: »
    buy some boobs......................

    Thats what I am saving for too!!!!!!
    DEBT FREE 23/FEB/07 TWO YEAR's!! £2 £1020.00 Banked New total £268+ and counting SAVINGS 3000.00- ISA £30. :j
  • Batfink
    Batfink Posts: 367 Forumite
    I'm most looking forward to canceling every single credit card, moving to a current account with no overdraft and doing some saving up! I've got myself to the point where I get more pleasure from not spending money than I do from spending it now.....
    x
  • skintas_2
    skintas_2 Posts: 1,679 Forumite
    i wanna pay of the catalgue paid 2 credit cards off last year outta 4, 2 to go.........
    i will be debt free, i will
  • jpwhittle
    jpwhittle Posts: 1,509 Forumite
    Part of the Furniture Combo Breaker
    this may sound stupid but im looking forward too living the life i should be living. at the moment i am strugglling to put food on the table and dont have much to show for the debt. its not good when husband brings home £1500 a month.
    i cant wait to be living the lifestyle i should be when we can do almost anything and pay cash for it. ill never use a credit card again.
    back to comping in 2017, fingers crossed :beer:
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 354.5K Banking & Borrowing
  • 254.4K Reduce Debt & Boost Income
  • 455.5K Spending & Discounts
  • 247.4K Work, Benefits & Business
  • 604.3K Mortgages, Homes & Bills
  • 178.5K Life & Family
  • 261.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.