We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Scottish Widows ISA.

UbonBlue
UbonBlue Posts: 8 Forumite
Part of the Furniture First Post Combo Breaker
in ISAs & tax-free savings

Can anybody tell me if the Scottish Widows ISA is a flexible one or not?

The Scottish Widows Website is down for maintenance this weekend so cannot ask there.

Comments

  • masonic
    masonic Posts: 30,419 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 8 August at 3:29PM

    Which of Scottish Widows ISAs do you have?

    Their Share Dealing (ex-iWeb) ISA is not flexible.

  • Albermarle
    Albermarle Posts: 32,135 Forumite
    Eighth Anniversary 10,000 Posts Name Dropper

    If it is a stock and shares ISA, it would not normally be advised to be taking money out and then putting it back in.

    Best just to leave investments well alone long term.

  • UbonBlue
    UbonBlue Posts: 8 Forumite
    Part of the Furniture First Post Combo Breaker

    It is an ex-iWeb ISA. So not flexible. I was going to take the dividends out-I am retired and use the money-and transfer from a general account to bed and isa other shares to replace the dividends, and then once a year transfer the full 20k ti the ISA. I will have to find another platform then.

    Thanks for the answers.

  • sausage_time
    sausage_time Posts: 2,055 Senior Ambassador
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Trading 212 ISA is flexible - even the Stocks ISA.

    I’m a Forum Senior Ambassador and I support the Forum Team on the Credit Cards, Savings & Investments, Budgeting & Bank Accounts, and Techie Stuff boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com.  All views are my own and not the official line of MoneySavingExpert.
  • wmb194
    wmb194 Posts: 6,366 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    In addition to T212, others I know that are flexible are IG Invest, CMC Invest and Freetrade.

  • UbonBlue
    UbonBlue Posts: 8 Forumite
    Part of the Furniture First Post Combo Breaker

    Thanks for the suggestions, I'll check them out.

★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.3K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture