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Cancer, cash and carrying on
Comments
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Just catching up with your news and adding positive vibes to those already flooding your way too!
Health improvements - allowing that you already eat healthily, focus on sleep, stress and (when you're able to) movement as the biggest improvers of health markers - getting those things where they should be as far as possible will do the best to support your recovery and to safeguard your future health as well. I think a lot of folk forget about sleep but it's such a huge factor isn't it - and all the more so when your body needs all the recovery time it can get!
Sounds like getting the budget under control is a great way of keeping the stress down as well so well done on that. Don't beat yourself up too much if you go over the new budget this month though - remember it IS your first month manging with the substantially lower figure!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her3 -
Thats good news your thyroid is better, hopefully you feel the benefits of that soon, as last thing you need with everything else going on,
Debts
Nationwide Loan - £9,441/
£11,000Credit Card - £4145.18/
£3623.18Dad Loan £7,000/£7000 - Payments on hold
Savings
Emergency Fund - £1000/£1000
1 -
Thanks EH, I read a book called ‘why we sleep’ and I was really surprised at how important it is to get 7-8 hours for our health. Especially worrisome for me is not all 7/8 hours are equal… I’m quite a night owl and would prefer 12-8, but apparently time before midnight is more restorative, so 10-6ish is far better 🥴
I’m a bit of a control freak, so I think the budgeting is helping as it’s giving me something else to focus on.
Yes, definitely. I think it’s added an extra layer of symptoms on that I could do without.
I can’t fault the oncology dept, they were on the phone to me within a day of the blood test results that week.Chemo went fine today, it takes a few hours, but it’s quite chilled while you’re there. I just read, scrolled and napped. And then had a 2 hour nap when I got home too 😂
No unplanned spends 😎
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!5 -
That's interesting about the sleep prime time being 10-6, I have terrible insomnia and struggle to get to sleep easily. was the book good?
Debts
Nationwide Loan - £9,441/
£11,000Credit Card - £4145.18/
£3623.18Dad Loan £7,000/£7000 - Payments on hold
Savings
Emergency Fund - £1000/£1000
0 -
Yes, I’d recommend it. Explains what your body and brain does while you sleep and how sleep deprivation (and not much deprivation either) affects every mechanism in your body.
I definitely underestimated the importance…DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!1 -
i'll have to see if can get a copy cheaply or borrow from library.
Debts
Nationwide Loan - £9,441/
£11,000Credit Card - £4145.18/
£3623.18Dad Loan £7,000/£7000 - Payments on hold
Savings
Emergency Fund - £1000/£1000
1 -
Feeling productive today, got out for a walk early before it started getting too hot, managed 45 minutes comfortably so that was good.
Main chores are done and a couple of Vinted parcels posted.
Our account is looking good, just over £150 to last us until payday on Wednesday so we should make it.Quiet weekend planned, Father’s Day Sunday, Usually we’d get a takeaway or have a pub lunch, but we’re just doing a BBQ at home this year ☺️
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!2 -
Another quiet day… chilled with the kids, did some chores etc. No spending today again.
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!2 -
Father’s Day… always a tricky one. My dad died 8 years ago, so it’s a bittersweet day.
We would normally get a takeaway for dinner (both of us get days off cooking on mothers/fathers day) but we decided on a BBQ. It’s much cheaper and healthier. Kids will all be here this evening, so should be nice.
I’m halfway through my chemo regimen this week… 12 weeks down, 12 to go 🥴. Feels like a decent landmark.
I bought a sh@rk fan a few weeks back and I love it so much. It’s been a godsend in this hot weather 😎. It was about £80 so more spendy than I’d have liked but cheaper than a lot of the decent ones.
DFD March 2025 (£35000 paid off)
FFEF £20000 saved
Currently treading water while having cancer treatment and trying not to dip into FFEF too much!4 -
Bittersweet here too.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2
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