The Top Regular Savers Discussion Thread

mhoc

Question regarding Coop regular saver and maturity dates please before I update the calender - I have checked the 1st page which says maturity is 12 months from opening.

I opened on February 17th but the account was not accepted by the Coop until the 23rd February (which I then funded) - so is it my opening date 17th or the Coop opening date of the 23rd ?

Checked the app and no dates are showing - as least Principality list the maturity dates :)

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/81897199#Comment_81897199

23rd, Co Op are one of the few providers that treat opening as the date of deposit. Which I suppose is only fair given that they don't open straight away - if a person was busy with work or other commitments by the time the account was opened, they would otherwise be losing days off of the term.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81896844#Comment_81896844

It looks like I've made a typo in my spreadsheet (typed 1 instead of 8). Maturity date is definitely 28th Feb, so it was launched on 28th Aug. Thanks for correcting this.

happybagger

https://forums.moneysavingexpert.com/discussion/comment/81892227#Comment_81892227

I still haven't had any notification from Chorley on this. Not so fussed on the RS but got a reasonable amount in a cash isa which is going to be uncompetitive. Now beyond the 14 days notice they're supposed to give.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/81899386#Comment_81899386

Chorley

I was notified by email on 20th February. Cash isa's drop between 0.2 and 0.3%

PixelPound

Anyone know if Principality have a paper free option. Currently for every 6 month account I get a letter telling me to choose a maturity option, then another telling me I've changed it, then another saying it's matured, etc…

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81899668#Comment_81899668

I don't think they have. I was looking for it a while ago, couldn't find any. I wish there was paper free option, would save Principality some money and a couple of trees. I'm sure there are many customers who are happy with electronic communication.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/81899756#Comment_81899756

PrinBS have a member forum, Member Pulse, maybe that's the place to ask "won't you think of the trees"?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/81899756#Comment_81899756

Closing an account 3 weeks before maturity ought to dispense with maturity options and we have received your options letters now that the loophole is closed, but I doubt anyone feels strongly enough about saving paper and postage to cost themselves interest doing it.

apt

https://forums.moneysavingexpert.com/discussion/comment/81899668#Comment_81899668

If you log in you can choose maturity options online though you still get a letter.