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The Top Regular Savers Discussion Thread

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Comments

  • chris_the_bee
    chris_the_bee Posts: 592
    Fourth Anniversary 500 Posts Name Dropper
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    https://forums.moneysavingexpert.com/discussion/comment/81863429#Comment_81863429

    Darlington BS

    They appear to have paid interest for 14 days on their original overpayment!

  • UKX69
    UKX69 Posts: 367
    100 Posts Second Anniversary Name Dropper Photogenic
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    https://forums.moneysavingexpert.com/discussion/comment/81863250#Comment_81863250

    In my experience it takes about an hour to send and receive.

  • clairec666
    clairec666 Posts: 1,549
    1,000 Posts First Anniversary Name Dropper
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    https://forums.moneysavingexpert.com/discussion/comment/81863490#Comment_81863490

    Good spot, the conditions seem to have changed. I opened one shortly after it became available, and I don't live anywhere near the West Midlands.

  • allegro120
    allegro120 Posts: 2,812
    1,000 Posts Third Anniversary Name Dropper
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    https://forums.moneysavingexpert.com/discussion/comment/81863489#Comment_81863489

    Mansfield

    16p, not a big loss.

    I normally send a cheque with postal applications. I have £500 overdraft with First Direct, I get notification when the cheque is cleared and bring my balance back to £0, so no loss of interest.

  • nigelholl2
    nigelholl2 Posts: 55
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    edited 31 January at 4:26PM
    https://forums.moneysavingexpert.com/discussion/comment/81863429#Comment_81863429

    Really appreciate you posting this, I've gained all of 16p, but more importantly, I wont be scratching my head why I can't get the account to balance.

  • [Deleted User]
    [Deleted User] Posts: 0
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    Darlington BS

    So am I the only person who has suffered a double debit

    i.e. one on 15-Jan-2026 and another on 30-Jan-2026

  • chris_the_bee
    chris_the_bee Posts: 592
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    edited 15 September at 9:30AM
    https://forums.moneysavingexpert.com/discussion/comment/81863942#Comment_81863942

    Darlington BS

    Well on mine 15th Jan was a debit but 30th Jan was a credit.

  • [Deleted User]
    [Deleted User] Posts: 0
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    https://forums.moneysavingexpert.com/discussion/comment/81863536#Comment_81863536

    Skipton BS

    That's my experience too, sometimes even quicker.

    My notes, the details of which I presumably found in the T&Cs, says:

    Weekdays, before 8pm, should appear within 2 hours, or definitely before cob the next business day

  • savethepandas
    savethepandas Posts: 308
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    https://forums.moneysavingexpert.com/discussion/comment/81862417#Comment_81862417

    Interest changing on the local and loyal bonus RS changing on 1st February

    Bonus Regular Savings (8th issue)

    What is the interest rate?

    Account Levels

    Interest Rate (AER1/Gross2)

    £10 - £250 per month

    5.25% variable until 31.1.26 (including a 1.85% bonus for the first 12 months)

    £10 - £250 per month

    5.10% variable from 1.2.26 (including a 1.85% bonus for the first 12 months)

    £10 - £250 per month

    3.40% variable after the first 12 months (3.25% from 1.2.26)

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