The Top Regular Savers Discussion Thread

savethepandas

https://forums.moneysavingexpert.com/discussion/comment/81862417#Comment_81862417

Interest changing on the local and loyal bonus RS changing on 1st February

Bonus Regular Savings (8th issue)

What is the interest rate?

Account Levels	Interest Rate (AER1/Gross2)
£10 - £250 per month	5.25% variable until 31.1.26 (including a 1.85% bonus for the first 12 months)
£10 - £250 per month	5.10% variable from 1.2.26 (including a 1.85% bonus for the first 12 months)
£10 - £250 per month	3.40% variable after the first 12 months (3.25% from 1.2.26)

clairec666

As it's the first day of the month tomorrow, and happens to be a non-working day, I'm working through my list of regular savers to see which are worth funding tomorrow and which to put off until Monday. Extremely grateful for the accurate information on page 1 of this thread.

So far, I've got:

Sunday - Nationwide, Principality, West Brom, Halifax, Lloyds, Manchester, TSB, Darlington, Furness

Monday - Co-op, Hanley, Natwest, RBS, Skipton, Monmouthshire

Will trawl through the archives to check on NLA accounts with Virgin and Progressive

Probably shouldn't waste too much time thinking about this - a rough calculation suggests I'd lose about 12p if I put everything off until Monday. Still, all those pennies add up…

allegro120

https://forums.moneysavingexpert.com/discussion/comment/81864127#Comment_81864127

Same on my list, but with two exceptions.

1.Furness is on my Monday list.

2. Hanley is on Sunday. It's been reported on here that if you pay by card the interest starts accruing from the same day, so I'm following this🙂

spreadsheeterapple

Principality B Society.

Received a letter in post today (Saturday 31/1/26) saying my Annual Statement is online, I assume for all accounts for the calendar year to end Dec 2025. Does anyone know where this is; I logged in and can see no option to click, only for transactions for each individual account. There are also no entries for accounts matured during the year, no lists of credit interest. I use a desktop computer, if that makes a difference, perhaps the screens are different on mobile phones but I don't have a smartphone.

We haven't been very well in our house for some months so I might not have filed things properly, but I also can't find any Interest Statements in April by post; before I turf the house upside down, do they not send any or have I missed a notice to download them?

topyam

Do Progressive recognise payments on weekends? Or just weekdays. Wondering whether to send £ tomorrow and can't see where the list showing this info is

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/81864260#Comment_81864260

Under "manage this account" the last option should be View statement

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/81864270#Comment_81864270

As Progressive don't currently have a Regular Saver available, it would be necessary to look to the archived thread for this info.

Next working day: https://forums.moneysavingexpert.com/discussion/6470420/the-archived-history-of-regular-savers-thread-no-chat/p18

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/81864127#Comment_81864127

I will be doing all mine tomorrow, as I have much more free time then than I will have on Monday

ForumUser7

Any tips for getting funds into Cambridge BS Extra Reward RS before February please? Think I've messed up due to an oversight

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/81864260#Comment_81864260

I've been getting the same message from Principality every year for the last few years. Each time I've asked them where it is. I'm still yet to find it...