The Top Regular Savers Discussion Thread

s71hj

https://forums.moneysavingexpert.com/discussion/comment/82142462#Comment_82142462

So, number experts what is best point financially to renew old one and get new one?

35har1old

https://forums.moneysavingexpert.com/discussion/comment/82142137#Comment_82142137

Halifax regular saver NLA on web site prior to login

Under save and inv fixed term and regular saver comes up but if you have already a reg the only choice you have are the fix term bonds

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82143362#Comment_82143362

Halifax RS

From memory, the regular saver won't come up if you already have one, when signed in. You would have to renew to an everyday saver before having the option of applying for another regular saver. As you say, it is still available on the website.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82143362#Comment_82143362

Halifax

I can still see the regular saver on the website as before, available via the Halifax app or with a Halifax login. Can't say for sure that it's still possible to open one, as I already have one.

pscotty

Halifax RS

This morning - I've renewed my old 8% Halifax RS and opened a new one.

mhoc

Halifax - monthly saver successfully refreshed this morning - did the usual renew to an everyday saver, empty contents into the current account, delete the old standing order. Then log out and back in and open new regular saver, fund, make a new standing order. Adjusted the google calendar, google charts and maturity sheets, all jobs done - a bit fiddly but not too time consuming.

Bonus is that now I have three different maturity dates in 2027 - Lloyds in May as I left them as they were, BOS in July and Halifax in September …..

Tipton save and grow branch base - still no response to the forms I emailed back on the 8th so I've messaged them via the app …. this is probably a lost cause ….

Progressive - I did manage to open one last week but not without a lot of help which meant ringing them twice. Kind lady then said she would register for me so when this was complete I logged in to change the temp password to my own. Also to then add the nominated account at which point I noticed a discrepancy in my surname. I rang for a third time and I got a chap instead who noticed it wasnt a mistake with my nominated account but instead the account had been registered with one letter wrong on my surname - I always have to spell it out as noone ever gets it right. Again he said he would talk with IT and email me. A short while later the email arrived so I logged in and all correct - account in the right name with the right spelling and nominated account all correct.

Kim_13

On Tipton app messaging, I did get a response on Friday to the message I sent asking to change my nominated account on the 8th, so it seems they are finally getting through the volume of customer contacts they've had since the Save and Grow accounts launched. They made the change requested without further verification, just performed an anti money laundering search (which prompted me to check again for a response.)

I wouldn't expect anything if you haven't also posted the form though, as form not acceptable by email is an easier rejection reason than not allowed both versions which was not stated in the terms at the time. I could also understand not having posted it, as it seems that whether branch/post and app are allowed depends on who deals with your postal application.

where_are_we

https://forums.moneysavingexpert.com/discussion/comment/82143243#Comment_82143243

Halifax RS refresh best time - possibly 31st October (maybe best to do it on Friday 30/10/26). That is the day that Halifax online and app cease. This assumes that at maturity a new Halifax RS will not be available and Halifax do not withdraw RS before 31/10/26.

I opted for zero risk and did it at the end of last week.

clairec666

Tipton

I applied via the app on the day of opening, but got stuck on the "we need to verify your ID" thing. I didn't bother chasing it up as I'm a bit short on funds anyway, but today I opened the app and it says my application is approved, and I now have my application number.

So it looks like they are working through all applications in time.

I can't access the app yet as I am waiting for my unique ID to be posted to me, and judging by recent postal service in my area, it won't be quick!

EDIT: in the last few minutes I got a text telling me my account was now open, so if you're still waiting there's no need to repeatedly check the app

shirley999

https://forums.moneysavingexpert.com/discussion/comment/82143623#Comment_82143623

Tipton

I didn't get a text notification, however I noticed my cheque had cleared so that was my confirmation. Almost a week later I received my passbook and tried to access the app. Like you, I'm now waiting for my unique ID in the post to gain access to the app.