The Top Regular Savers Discussion Thread

csw5780

https://forums.moneysavingexpert.com/discussion/comment/82113779#Comment_82113779

HBS RS8% can confirm renewing to “move forward” the maturity date also works instantaneously by this method too.

jaypers

Monmouthshire - Another Question

And maybe a silly one! My RS matures on 13/9. They have just emailed me……take it they mean I can open a new one on or after 13/9?

“Want to keep saving regularly?

If you’d like to keep saving each month, you can open a new Regular Saver through the App. You can also apply by visiting your local Branch or Agency.”

fonesaver

https://forums.moneysavingexpert.com/discussion/comment/82114382#Comment_82114382

Yes that's correct

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82114363#Comment_82114363

Halifax

Did you renew a recently opened account, i.e. the 8% one?

I'm keen to move my maturity date to August to spread things out a bit, but don't want to risk losing such a good rate if I'm prevented from opening a new one. I'm using my Halifax login details.

gt94sss2

https://forums.moneysavingexpert.com/discussion/comment/82112666#Comment_82112666

Thanks all for confirming that I am not the only one not receiving communications from Principality BS.

Pretty sure that they are contravening FCA regs by failing to notify customers that their fixed rate product is expiring. Hopefully someone from there will read this and fix it - it's not worth a complaint imho.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82114390#Comment_82114390

EXISTING HALIFAX 8% account

I have renewed and reapplied for mine today, to eke out a few more weeks of 8%. Simple, fast, smooth. It's like the Halifax demise was just a bad dream, everything still works like it always did 😎 NB. Don't forget to cancel any SO you may have for the old RS.

I won't be doing any renewing with my BoS one as it still requires me to ask CS to close my existing account, and I cba doing this again, but it certainly seems possible. Similar with Lloyds but like many others I still have 2 Lloyds regular savers, maturing in the next few months, and it would not be smart to trade them at this stage for 1 account with lower maximum monthly deposit.

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82114464#Comment_82114464

Re Halifax…

Awesome, thanks. I've taken the plunge. What with Santander releasing an 8% RS, quickly followed by all of LBG, I've got quite a lot maturing at the same time. I now have a shiny new Halifax regular saver with an August maturity date.

For anyone else that's trying this - first off, after "renewing", my account didn't show the interest added on closure, this only appeared after I logged out and in again. Then when I initially tried to transfer money over to the new account I got an error message. Another log out and in solved that too. Persistence pays off.

I now have an excess of easy access savers to close (they open up yet another one when you open the new RS), and a spreadsheet to update. Fun times.

Slinky

https://forums.moneysavingexpert.com/discussion/comment/82114129#Comment_82114129

Wow, I know that several people, myself included, benefited to the tune of an extra account because of the glitch, but I've not seen anyone else owning up to having 4 of them. I've got one maturing shortly, and the other middle of next month.

mon3ysav3r

Nottingham BS - Online Regular Saver

Does anyone know if the original [issue1] of this regular saver that I opened back in July 2025 is a fixed term account with an end date? I haven't received any communications about it ending/maturing.

The issue 2 ends 30/11/26, but I didn't make a note of the above issue 1.

It probably wasn't massively popular at only 4.5% variable.

snookerloopy96

Nationwide Flex Saver.

I've got a short term cashflow problem, literally 24 hours.

I know I can withdraw from this account but can I replace it up to the 200?