The Top Regular Savers Discussion Thread

DodgerPot

Zopa

They just seem to be making the App more complicated and gimmicky and not what I and others I imagine on here want or need from a bank account

I’d never even clicked on the benefits screen before reading it discussed here.

fuzzzzy

https://forums.moneysavingexpert.com/discussion/comment/82110177#Comment_82110177

Monmouthshire

I closed my issue 8 earlier this week. I did it online before 2pm but it was a bit confusing because it just said "pending" with no information on when it would happen. When I checked at 5pm though it had been actioned and the money was in my nominated account.

Anagran

Zopa Benefits

When I was closing and opening the tegular saver last night I was also able to choose my pick of the 3 benefit options as mentioned by ToastLady

More interest in the bank account

3% on bills

3% on eating out

I chose 3% on bills and it said it was on DDs up to £150 and it said it would start on 4th September.

clivep

https://forums.moneysavingexpert.com/discussion/comment/82110372#Comment_82110372

Monmouthshire.

Indeed… now corrected.

PixelPound

https://forums.moneysavingexpert.com/discussion/comment/82110412#Comment_82110412

I closed my issue 8 Monmouthshire RS over a week ago, and then opened a new one the next day - probably could have done sooner but decided to leave a day..

subjecttocontract

When are Virgin going to launch another 10% regular saver ?

Middle_Sister

https://forums.moneysavingexpert.com/discussion/comment/82108692#Comment_82108692

I tried this yesterday and got "pending". I tried again today but the App exclusive account still not showing.

I've done it again so I'll see if it does the same again.

adindaspantai

In the past, I used to reset my Halifax Regular Saver to lock in a better interest rate by emptying the balance, But will first need switching the account to a standard (or other) saver, and then opening a brand-new Halifax RS.

However, now that Lloyds and Halifax share a unified online banking view, all of my Halifax, Lloyds, and Club Lloyds monthly savers show up under the same login.

Has anyone successfully closed and reopened a Halifax Regular Saver recently without having to close their existing Lloyds or Club Lloyds Monthly Savers? How did you do it ? is it the same old way procedure, empty the existing Halifax RS, switch it to another saving account before open a new halifax regular saver ?

surreysaver

Darlington messaged me about a week ago asking me to chose from a selection of maturity options for my regular saver which matures on 31st August.

I selected close and pay to my nominated back, but they messaged me yesterday saying they couldn't do it and I'd have to do it myself once it matured 🤷‍♂️

Why include that as an option, then? I think I'll just withdraw it down to the minimum operating balance during next week (bearing in mind it takes one working day to receive money from them) and close the maturity account on Tuesday 1st

molerat

https://forums.moneysavingexpert.com/discussion/comment/82110529#Comment_82110529

I believe you need to still have a Hfx log in to open a Hfx RS, the Lloyds log in will only offer you Lloyds products. Same as it has always been with Lloyds / BOS / Hfx products.