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The Top Regular Savers Discussion Thread
Comments
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What is the problem with Zopa?
OHs Zopa regular saver matured a few days ago - on android and such a huge faff to find the place on the updated app to reopen the regular saver. Also to withdraw even with the help from this group - so much so I wondered even if it was worth the effort of continuing with Zopa but it was managed eventually.
My Zopa regular saver matured yesterday - iphone and I renewed with no effort last night
Has Zopa gone NLA since yesterday?
“Create all the happiness you are able to create; remove all the misery you are able to remove. Every day will allow you, --will invite you to add something to the pleasure of others, --or to diminish something of their pains.”0 -
Monmouthshire App Exclusive RS
Mine matures tomorrow (Saturday) with £12000 plus interest so I actioned account closure for today so it doesn’t sit in a low earning Easy Saver all weekend. I can place it into various 5% and then use to feed next months batch of regular savers.
It hasn’t arrived yet into my nominated account but wasn’t expecting it to have done this early.
while I was on the Monmouthshire website I closed a couple of dormant easy access empty accounts to tidy up a little1 -
Post upthread says that advice from Zopa CS is that the 7.1% RS has been withdrawn but the apps have yet to catch up with the news.
Anyone opened one today?
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Zopa
I’m still seeing the 7.1% regular saver advertised on their website.
Granted I already have an ongoing RS so it may be an issue for those needing to restart a matured one.I’ve liked Zopa and used them regularly for several years when their rates have been competitive hoping they don’t go as chase has done for me a nearly empty unused chase account.
(I’m actually looking for a new cash isa transfer home for September and am considering Zopa 1yr fixed …..apologies off topic)1 -
My Monmouthshire RS App Exclusive Iss 1 matures tomorrow (Saturday). Balance £12k.
Am I right in thinking I should withdraw £11999 today, and close the account on Monday?
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I considered doing that but chose the option to just close down today and then redistribute the whole sum into my 5% accounts
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Either should be fine, I emptied mine yesterday and will collect the interest when it eventually arrives.
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I half suspect that the alleged demise of the Zopa 7.1% RS never actually happened, and that it was just a badly informed CS person giving out incorrect information.
Off-topic but since you mentioned the Zopa easy access savings account: there are at least 3 EA accounts which pay better - Spring, Saga, First Active.5 -
that's what I am doing. If you withdraw before 2pm today, the money will be in your current a/c by 4pm.
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Does this also apply to closure, ie, if I close the account by 2pm, I would get the balance by 4pm?
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