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The Top Regular Savers Discussion Thread
Comments
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Mine Maturea Sunday so my understanding is I will earn interest on that day so will withdraw on Monday. Is this how others understand it?
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Zopa
From another forum, my understanding is that Zopa are dropping their RS as part of a wider refresh of the benefits which come with their current account. In future it will be a choice of things like a free coffee, cashback or credit interest.
However, they have mishandled the launch which means some customers have had sight of it, before it has formally launched. Not helped by them trying to roll out an app redesign at the same time
All off-topic for this thread though
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Zopa
I'm sure they'll 'benefit' some, but not me. Much better off with the RS…Ah, well. Maybe time to drop Zopa altogether once my RS comes to its end and there isn't a comparable product launched by Zopa.1 -
On Monmouthshire (apols if this has been discussed previously) is it £500 per calendar month, ie £500 on 31 August and another £500 on 1 September is OK?
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I Googled “Zopa regular saver” and the preview of the third result said that the pots are no longer available to open, but when I clicked on it to see more that text wasn’t there.
They’re certainly going to be changing something, from the looks of it - a shame. Hopefully they won’t be mothballing the 2% cashback on direct debits too, otherwise I’ll have no reason at all to stay with them.
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Zopa RS
Wonder if this is optional within Zopa app. When I looked under benefits it showed current benefits as 7.1% RS, 2% on bank balance and 2% cashback on bills.
Switch my benefits reveals
You'll always get:-
1% V on bank balance
A monthly coffee on us at Caffe Nero
You'll be able to pick from:-
An extra 1.75% AER (V) on bank balance
3% cashback on bills
3% cashback on eating out8 -
It is per calendar month but remember that 31 August is a bank holiday. I believe Monmouthshire BS credit non-working day deposits the next working day so you'd need to make the deposit
todayby next Friday to get August's deposit in.2 -
MONMOUTHSHIRE BUILDING SOCIETY
Yes
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Ah, okay. Mine doesn't mature until mid week (late to the party)
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You mean by next Friday as its 21st today.
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