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The Top Regular Savers Discussion Thread
Comments
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Might be worth closing your existing issue 4 and reopening an issue 4 today. At worst, you will lose 1 month worth of interest.
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Hmmm….that's not a bad thought assuming I can get away with doing both in the one day…
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
With the likelihood of a tsunami of messages forthcoming on the subject in the next few days can I beg that forumites refrain from using the word “Prinky”… absolutely execrable
Save £12k in 2020 #42 £12,551.25 / £14,000 89.65%20 -
Closed my daughters around 10am last week and reopened before midday same day.
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Right - I've gone for it - I did a close this morning on another account that was reasonably swift…fingers crossed!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her0 -
Increased risk at present due to the ongoing text code issues. You would need to successfully login once to request closure and again to open a new account all before Issue 5 is launched.
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Yep, agreed - although I've not had the code issues since the weekend, and today they've been coming through nice and quickly. They processed my account close this morning inside two hours so if they do the same again, I may be OK. Worst case is I just end up with a single issue 5, and I'd have been there next month anyway!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Update - existing issue 4 closed at roughly 11.30 from the look of the post above
Message confirming closure came through at 12.09
New account (issue 4) just opened successfully at 12.18
Now we wait for the appearance of Issue 5…!
🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
£100k barrier broken 1/4/25
Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
SOA CALCULATOR (for DFW newbies): SOA Calculatorshe/her1 -
Well done!
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I was planning to do the same, but wasn't going to mention that publicly in this forum if the assumption is, as previously mentioned, that PBS staff are supposedly reading these forums… but c'est la vie.
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