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The Top Regular Savers Discussion Thread

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Comments

  • pecunianonolet
    pecunianonolet Posts: 1,987 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    "All human wisdom is summed up in two words; wait and hope.” Alexandre Dumas

    🤑

    image.png
  • KneadtheDough
    KneadtheDough Posts: 405 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker

    Principality 6 Month Regular Saver

    Still showing as issue 4 for me.

  • pecunianonolet
    pecunianonolet Posts: 1,987 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Yes, not live yet but discoverable if the website plays ball with all their issues.

  • Kim_13
    Kim_13 Posts: 4,181 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Possibly someone has changed the text without actually switching the links over?

  • Bigwheels1111
    Bigwheels1111 Posts: 3,206 Forumite
    1,000 Posts Fourth Anniversary Name Dropper

    Just logged in to Principality near instant text delivery.

    Only showing issue 4.

  • EssexHebridean
    EssexHebridean Posts: 25,635 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    My issue 3 6 month Principality matured today - as usual one of the selectable options for maturity was to open a further 6 month saver, with the Issue 4 being the one stated. I selected it, but got a message a few days later saying they couldn't honour it as i already have an Issue 4 - which in fairness, I do (but thought it worth a shot!) I messaged back pointing out that they had literally offered me that option, AND that my existing issue 4 has only a month left to run, but that message was completely ignored, and they didn't even bother following the rest of my maturity instructions either. Not wildly impressed, and I'll be moving the balance out just a soon as I decide where to put it. I'll be even less impressed if it turns out that there is as of today in fact an Issue 5 that they could have used!

    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    Balance as at 31/08/25 = £ 95,450.00. Balance as at 31/12/25 = £ 91,100.00
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • It's often possible with Principality to find the application page for upcoming accounts by changing the product ID number in the URL, even if the account is not live yet. Whether or not they'll allow customers to apply/open an account at this stage is questionable. IIRC people tried this unsuccessfully in the past with other accounts

  • flaneurs_lobster
    flaneurs_lobster Posts: 9,188 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper

    Not wildly impressed, and I'll be moving the balance out just a soon as I decide where to put it. I'll be even less impressed if it turns out that there is as of today in fact an Issue 5 that they could have used!

    Fair enough, your choice. If that Issue 5 turns out to have the best rate in the market are you still going to stand on a point of principle, or just put your money where the highest return is?

  • jaypers
    jaypers Posts: 1,178 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper

    Principality……smart move is to close Issue 4 (if you only have 1) and reopen……my closure was all completed within 2 hours with proceeds in my Bank. Then bag an Issue 5, hopefully soon.

    The ongoing conversations about multiples……no idea!

  • surreysaver
    surreysaver Posts: 5,140 Forumite
    Part of the Furniture 1,000 Posts Name Dropper

    It might be too late, as Issue 5 could be released any second which would prevent you opening a other Issue 4. It could be risky!

    I don't know if Prinky have a habit of releasing a new issue at the beginning of the day, or whether it could happen at any time of day.

    I consider myself to be a male feminist. Is that allowed?
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