The Top Regular Savers Discussion Thread

friolento

https://forums.moneysavingexpert.com/discussion/comment/82104892#Comment_82104892

For someone who has the liquidity to fully fund one or several 5% RS accounts, where would you recommend they park their funds for these 5% RS accounts?

Bridlington1

https://forums.moneysavingexpert.com/discussion/comment/82104901#Comment_82104901

From p1 of this thread:

For those with a lump sum they wish to drip-feed into regular savers, please see the the MSE list of the best current accounts that pay interest . Alternatively you could place a lump sum in an easy access account and move money across to regular savers. See @soulsaver 's existing Top Easy Access acs Ranked: Top of The Pots - **No Chat** thread for a regularly updated list of the top easy access accounts.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82104979#Comment_82104979

so we're back to the 5%, or even 5%+, easy access savings accounts - - but as they can't be mentioned here, I shan't comment further

gpman

https://forums.moneysavingexpert.com/discussion/comment/82104849#Comment_82104849

I would love to keep this his thread on point too, but with so much general tittle tattle going on (and allowed to go on) whether that be about green shirts, what is or isn't permitted to be posted in this thread, and multiple other general discussion topics, I have unsubscribed from this thread and only dip in occasionally. But I do think with all that noise permitted, and this being a moneysaving site, discussion relating to how to save money compared to some RS being discussed can be appropriate.

In the same way, I am an avid reader of the easy access thread, and have been since before I signed up here. I was most pleased when someone posted about a 10%RS from Virgin. (it actually turned out to be 10.38% AER, 10% being the gross amount as interest was paid monthly) in the easy access thread. I would have missed out on it otherwise.

I then saw posts from readers of this RS thread (or the previous version thereof) about missing out as they were not aware at the time, presumably distracted by all the noise. (and presumably not a regular reader of the easy access thread either). That's what happens when you are invited to just scroll down the posts you are not interested in … or think you are not interested in.

Eco_Miser

https://forums.moneysavingexpert.com/discussion/comment/82105157#Comment_82105157

For the 18 years that I have been reading this forum, the Regular Saver thread has had the first page (the lists of worthwhile RSs) updated at least weekly, frequently more often, and since Bridlington1 took over, a separate No Chat thread has provided just the changes, no need to wade through all the "I've opened the account", "I'm waiting for login-details/account number/a letter/verification", "Is a 13th payment possible?","The real interest rate is only half the headline rate" and the colour of magic shirts type posts, as well as useful notifications of new RS accounts and easy access accounts that beat most RSs.