The Top Regular Savers Discussion Thread

soulsaver

To be fair, the next posts were on the next page… and I didn't notice there was this 'trap' set until after I posted.

So there still are excuses.. :)

Kim_13

On this subject, I must say I do like the remaining allowance bar that Ecology have, which confirms that it is definitely £200 per month. Very useful for an account likely to see ad hoc funding due to the early closure only condition.

Perhaps the confusion has arisen from EBS being used as abbreviation somewhere. ESBS would mean Earl Shilton, but very easy to think that EBS meant that when the Earl Shilton account came along a few days later.

KneadtheDough

https://forums.moneysavingexpert.com/discussion/comment/82104015#Comment_82104015

To be fair, none of them were showing for me, which I why I posted. Just trying to be helpful.

Bridlington1

I do wish they'd sort out the text editor, it'd be so handy if we could see the full trail of quotes in each message, it'd avoid so much confusion.

https://forums.moneysavingexpert.com/discussion/comment/82104066#Comment_82104066

Earl Shilton BS (ESBS) Online RS

The info was correct when I posted it so shan't be changed on the archived thread. The term you've added has been slipped in by them since it was launched.

https://web.archive.org/web/20260810135611/https://www.esbs.co.uk/monthly-saver-online/

Before:

After:

I'll update p1 of this thread to reflect the additional term though, but for anyone who applied before the term was added, you've good grounds to complain if they try enforcing the ``Failure to make a deposit of at least £1 per month will result in account closure" rule as it wasn't in the terms when you applied.

roked

Monmouthshire BS

Not sure how many have the branch accounts of the RS, I opened one last year that is due to mature on the 28th of this month. I received my maturity instructions in the post today and there was nothing exciting to pick as a maturity account and hence I intend to withdraw the funds to my bank, unless something good appears in the meantime.

To do this, I was expecting to complete the form and maybe send back my passbook (latter not required it seems). What I was not expecting was having to supply an original or certified copy of my bank statement for the account I want to withdraw too.

I have requested one from my bank now and I should get it within 5 to 10 working days, cutting it close. Wanted to give a heads up to anyone else that has one maturing shortly, that they might want to get a paper statement request underway.

FishInGlass

https://forums.moneysavingexpert.com/discussion/comment/82104072#Comment_82104072

Re Monmouthshire Branch Account. If you go to the link on the letter posted out it gives you 3 options. Open one of the new accounts, have a cheque posted to you or alternatively have the money paid into another existing Monmouthshire account. I have chosen the third of these options and will manually transfer the money out on maturity. No option online to pay directly to an external account. I could have taken the form into a branch but I don't think that would have saved me any effort.

roked

https://forums.moneysavingexpert.com/discussion/comment/82104088#Comment_82104088

Didn't you get a prepaid envelope to return the form?

I also thought about letting it go into another account and withdrawing that way, I am assuming that will also require some proof of bank account and due to the timing of the maturity for me, it would mean I would not get the funds back until after the bank holiday

clairec666

https://forums.moneysavingexpert.com/discussion/comment/82104060#Comment_82104060

Fair enough. At least you didn't ask how to open a Halifax regular saver without having a current account 😁

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82103974#Comment_82103974

There was no overlap; Zopa had just finished being discussed when I started with ESBS. @mhoc must have thought the E stood for ecology and inadvertently caused mayhem!😲

FishInGlass

https://forums.moneysavingexpert.com/discussion/comment/82104103#Comment_82104103

Monmouthshire

When I check online I can confirm that the bank account I use for deposits is shown under the Your Bank Accounts tab has approved for transfers in the Bank Status column. I'm therefore not expecting to need proof of bank account when I withdraw the money. Worth checking if that is already set up for the account you want to send the money to.

I did get a prepaid envelope. Given that I live reasonably close to a branch I could have taken the form with a bank statement from the account which would worked as well.

I appreciate the timing with regard the bank holiday and I don't know how quickly the funds would be available. In that respect the app seems to show the maturity faster than the website. Mine matures on the 26th August as I opened in branch at the first opportunity, so we will what happens at maturity.

Finally with regard to paper statements I always get these sent for my primary bank account for the times when a digital statement isn't accepted. There have been a number of instances where this has proved invaluable.