The Top Regular Savers Discussion Thread

bubieyehyeh

Zopa did a name match on ecology and appeared to sent but when went back to transactions it was shown as declined and details said payment returned to your account.

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82098106#Comment_82098106

Yes, agree, does seem like a Zopa problem. I won't bother to chat with them about it, as no doubt would get the same response. Definitely a bit of hogwash about Ecology being a new bank, they are a building society and established in 1981. I think I will steer clear of using Zopa as a nominated account for anything in the future.

nottsphil

https://forums.moneysavingexpert.com/discussion/comment/82098080#Comment_82098080

You're guilty of nothing, unless trying to make things easier for other savers is a crime.

friolento

I am new to ESBS but have already now received my account number, have got a CoP match from Santander, and sent my first deposit.

It wasn't possible yet to ask them to activate the linked account; presumably it needs an overnight account update first. Will check back tomorrow, when I check that my deposit has indeed be credited.

Section62

https://forums.moneysavingexpert.com/discussion/comment/82098122#Comment_82098122

It makes things easier until someone posts false details and a forum member sends their deposit to a scammer.

Safer is for people to get into the habit of sourcing details from the bank/building society directly.

Posting phone numbers for banks and building societies is another potential risk.

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82098122#Comment_82098122

Or easier for scammers

allegro120

ESBS

Trying to apply as a new customer, put all my detail in and at the end it says “we don’t accept applications from outside UK”. I am abroad for another week so will probably miss this RS, I think it’s unlikely for this account to be available for a long time. Are there any tricks for opening accounts from abroad?

ToastLady

https://forums.moneysavingexpert.com/discussion/comment/82098160#Comment_82098160

You could try using a UK VPN.

chris_the_bee

https://forums.moneysavingexpert.com/discussion/comment/82098160#Comment_82098160

Go incognito?

nottsphil

ESBS WARNING

If your account matures on 11th August 2027, you could conceivably endure 5 days of no access to or interest on your £3000. This is because they have reserved the draconian right to take up to three working days to process any withdrawal.