The Top Regular Savers Discussion Thread

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82072097#Comment_82072097

Regarding LBG (its me who has somehow got 2 of those savers with B of S) should I inform them?

I'm not funding the one, I probably wouldn't have anyway because it was LBG but wanted to get the general opinion on here which confirmed it.

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82072109#Comment_82072109

I wouldn't be worried about that, glitches happen sometimes. I suspect that if they were going to take issue in that situation, it would be with anyone who got 2 and funded 2.

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82072109#Comment_82072109

I would just wait, leaving it unfunded and see what happens. If it’s still there in a few weeks, probably means they are blissfully unaware. I think they’ve got plenty going on keeping them unusually busy.

ETA: Other organisations have usually closed excess regular savers, and returned the funds with interest. What LBG would do, I don’t know.

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82072112#Comment_82072112

Thankyou, will do.

snookerloopy96

Thanks, will leave well alone.

bagand96

https://forums.moneysavingexpert.com/discussion/comment/82072099#Comment_82072099

Wonder if they will have an issue with those who've managed to open a BoS Monthly Saver without having a BoS current account?

Middle_of_the_Road

https://forums.moneysavingexpert.com/discussion/comment/82072131#Comment_82072131

I would propose that any excess accounts that exist, came about due to the ineffectness of LBGs application process, and their lack of forethought in the design and implementation of said system. They would be hard pressed to call foul on anyone who ended up with more accounts than intended, when it's their own lack of safeguarding that allowed these accounts to be opened.

soulsaver

Lloyds froze my accounts for opening several and switching-out in quick succession (Santander RAF bonanza) - insisted I went to a Lloyds branch with proof of ID which was a bit inconvenient, nearest branch is 17 miles away in busy town.

They can be a pain if they spot you taking-the-Michalean.

dealyboy

https://forums.moneysavingexpert.com/discussion/comment/82072151#Comment_82072151

… and look at where you and Brid are now 😂❤️

Bob2000

Virgin money regular saver 13th payment.

I have this RS, and my first payment was on 1st August 2025, so l have made 12 payments already, so l assume that the 13th payment isn't really worth trying. Am I right?