The Top Regular Savers Discussion Thread

where_are_we

Halifax RS renewal - online and quick to everyday saver with same account number- remember to log off and back in - empty everyday saver - open new 8% RS - fund it with £250 - set up 12 standing orders starting 1/8/26 (couldn`t see a £3000 maximum).

Remember to cancel standing order to old RS.

greypays

https://forums.moneysavingexpert.com/discussion/comment/82068801#Comment_82068801

Problem solved - user error I'm afraid (misread the option that would have taken me to the new RS as being just for a 1yr fixed term not a RS)

Pickledonionlover

https://forums.moneysavingexpert.com/discussion/comment/82068841#Comment_82068841

Not sure how you'd put another £250 in this month?

shirley999

https://forums.moneysavingexpert.com/discussion/comment/82068881#Comment_82068881

Halifax

If you make a 13th payment in July 2027, you won't then be able to make a payment that month when it renews next year.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82068748#Comment_82068748

My BOS does not allow application for the 8% one. I closed the old 5.5 one this morning. It had another 2 weeks to run, so I didn’t lose too much, it was worth a try. It serms it works for some but not for others

surreysaver

https://forums.moneysavingexpert.com/discussion/comment/82068886#Comment_82068886

Unless you close any associated Halifax easy access savings accounts, when the regular saver will change into one upon maturity

where_are_we

https://forums.moneysavingexpert.com/discussion/comment/82068886#Comment_82068886

Halifax RS @8% - I will still make a 13th payment on 1/7/27. The 8% is a fixed rate and cannot change and who knows what the interest rate for their RS will be on 14/7/27. It is also unclear if the LBG group will still be offering 3 separate RS`s under the Lloyds, Halifax and BOS brands by July 2027.

mhoc

BOS regular saver 8%

Following on from the apparent success of others earlier I thought I would try.

I dont have a BOS current account. (I do have Halifax current and regular saver 8% maturing July 2027. I also have LLoyds current and both old style regular savers maturing May 2027).

On the BOS landing page it asked if I was registered with Halifax and so it lead me to log in - this is on the laptop not app - so I got to the Halifax page with nowhere to apply for a BOS regular saver.

Then I tried ticking the not registered box and so ticked the "new to BOS" box at the bottom.I went through the entire registration process until the last page and it looked hopeful only to get a "something went wrong" page and a message to visit the branch

(- our BOS branch closed years ago as did Halifax and Halifax in the next town …over 100k population between the 2 towns and the rural population within 10 miles and no Halifax,Lloyds, BOS bricks and mortar branches)

What have a done wrong? Should I try again later or just accept that a BOS regular saver is not going to happen?

I suppose doing the BOS switch offer is a possibility - but really I dont want another current. I dont use the LLoyd current as it is but if it means I can get this reg saver then maybe

PloughmansLunch

https://forums.moneysavingexpert.com/discussion/comment/82068885#Comment_82068885

Oh, you're right - once it's gone out you can't even put a penny back in again if previously fully funded for the month.

csw5780

LBG regular saver accounts

Lloyds Regular savers

When you can open another Monthly Saver

You can only open 1 Monthly Saver every 12 months.

If you close the account before the end of the term, you can’t open another 1 until after the term ends.

If you keep your account open, after 12 months you’ll receive your interest. The account will then change to a Standard Saver. You can then open a new Monthly Saver and save for another 12 months. You can top up your savings by bank transfer. This can't exceed the £250 monthly limit. You'll need to set up a new standing order to this Monthly Saver account. This needs to be between £25 and £250 each month. Remember to cancel your old standing order unless you want to keep saving into the Standard Saver.