The Top Regular Savers Discussion Thread

clivep

I did have the full complement of four until I closed the 5.25% Lloyds one on 23rd June. It had only been going less than a month but I decided the rate was below my threshold.

I've just checked online and a 5.25% one is not being offered to me.

Joseph1215

I was using online banking and the system blocked it. The Halifax person just confirmed later that it wasn't a glitch.

The rule seems to be you can only open one RS per 12 months (as of mid June anyway).

Anagran

Lloyds/BoS/Hal RS

Hopefully these will be longish term offers, as both my partner and I already have BoS and Club Lloyds regular savers, which don't mature until various dates from Oct to Feb. Annoyingly I will probably be withdrawing most of the money from the two BoS accounts in the next month or two to allow me to fully fund our better RS accounts, but that wont matter unless they change the no opening again within 12 months, same as Lloyds.

Thanks for making me aware of this though. On holiday, but will definately be on the look out tomorrow to find out more.

I suppose I might still be able to go for a halifax one? I dont currently have any accounts with them, but still have online details from when I did.

Chaykin

Pipe dream: Lloyds group will up all existing RSs to 8%…

Full house of 4x accounts I have mature in March 2027. 😭 Looks like I won't be able to renew the Halifax one nor the BoS one from peoples' reports. Lloyds I'd have to close (renew) both to open only the Club one due to recent changes of only 1x of either allowed.

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82068017#Comment_82068017

Halifax RS does not expire, they just transfer matured funds to EA after 12 months and the RS remains open. I refreshed mine in March 2023. I wonder if I will be able to renew it tomorrow?

Stargunner

https://forums.moneysavingexpert.com/discussion/comment/82067930#Comment_82067930

i have all 4 RS’s from Lloyds group and they don’t mature for between 3 & 9 months, so I will probably be stuck with them for a while, unless Lloyds change something, so that existing savers are able to get the higher rates that new savers are offered.

GetRichOrDieSaving

Could someone please remind me how I log into BoS website/app as a Lloyds customer?

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82068129#Comment_82068129

Annoying but expected, per earlier discussions on this thread when people were trying to get another 12 months before they thought the Halifax brand would cease offering accounts on July 1.

I would never have speculatively opened a Lloyds or BoS (not that I have the current accounts anyway) as I knew those absolutely were you cannot do anything to open another within 12 months, nor would I have opened Halifax in March had I thought the 'insurance' of renewing would go, but it is what it is. I will try not to fund the Halifax RS on principle, but there's no point closing it when there's nothing to be gained by doing it.

avocado1988

Lloyd’s/Halifax/BoS RS

Hi - I currently do not have any of these regular savers because I keep waiting to do bank switches with them to get their bank switch bonus in the first place (I’ve never banked with any of them). Would I be able to get bank switch bonuses from them afterwards if I try and open their regular savers without getting a current account with them?

where_are_we

LBG 8% Rs`s - Santander did the decent thing and allowed old Santander RS`s to be upgraded to 8%. I think LBG will come in for criticism for not allowing loyal RS`s to upgrade to the new RS`s @8%.