The Top Regular Savers Discussion Thread

skitskut

https://forums.moneysavingexpert.com/discussion/comment/82056181#Comment_82056181

😂😂😂😂😂😂😂😂😂😂

Bob2000

The guy as the power of foresight, maybe he should have said, "I'm not funding any more regular savers under 10.5%".

Could you imagine the stampede. 😆 😆 😆

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82068238#Comment_82068238

Its not a case of dismissing it, I'm not eligible, my last switch money off Lloyds was October 2023, so its a non starter.

Most of the switching offer dates are currently excluding previous beneficiaries up to about the end of 2022, just checking the B of S one is 1st January 2023.

Assuming its a 'group' thing then I won't be eligible for a while yet, especially as the 'timeframe exclusions' on these switches are moving very very slowly.

So its not really worth concerning myself with right now and instead (if I can) jump on these regular savers.

Of course for anybody else if they ARE eligible I totally agree, if there is a suitable offer go for it, at the time of my post I didn't realise B of S had an offer on, I thought the poster was holding on for an offer which hadn't yet materialised so in theory could be waiting forever and missing out on the various RS in doing so.

Unfortunately (well, not really, it just means I've had my share) I have no real avenues for switching for a while, used them all up!

bristolleedsfan

Halifax 8% opened, 😁

Pickledonionlover

Lloyds group 8%

Bullet proof IT, rightfully, preventing me from opening BOS, Lloyds or Halifax 8% (as an existing holder of their RS products).

Hopefully they are still around in a few months

Descrabled

Halifax BoS

Closed both yesterday and this morning successfully opened both and funded.

dibbles212

LBG

Reading through their respective websites it looks like you can't open a Lloyd's or a BOS regular saver if you've opened one in the past 12 months, but I don't see anything stating that on the Halifax website...

I'll keep an eye on this forum before closing my Halifax RS anyway.

flaneurs_lobster

https://forums.moneysavingexpert.com/discussion/comment/82068580#Comment_82068580

Halifax RS

All good so far, renewed old 5.5% to EA, new 8% opened/funded inside 5 minutes.

Have glut of EA savers, will cull later.

clairec666

Lloyds still shows the following conditions for opening:

You can open this account if you:


are 18 or over and a UK resident

have a Club Lloyds or Lloyds Premier current account and have not already opened a Club Lloyds Monthly Saver in the last 12 months.

That excludes me, and presumably a lot of other people. I guess they may have a lot of applications for the non-club version, as it was previously only 5.25%, but a lot of Club Lloyds customers will already have the 6.25% account (unless it was below their threshold, or they weren't aware of it?)

We'll see what happens today, if they have loads of people complaining then something may change, and I'm sure there'll be much discussion on here. I'm going to wait until it all dies down.

I managed to open Halifax, despite having closed my regular saver in the last couple of months. But I believe Halifax doesn't have the same restrictions as Lloyds. It still has slightly different terms, e.g. no access unless you close the account.

friolento

https://forums.moneysavingexpert.com/discussion/comment/82068577#Comment_82068577

how did you manage to close your BOS?