The Top Regular Savers Discussion Thread

Kim_13

https://forums.moneysavingexpert.com/discussion/comment/82068312#Comment_82068312

On the last part, that's very true, which means there are a lot of people who aren't aware they are excluded yet since 5.5% hasn't been worth actively funding for some time. Of course if you are shuffling £50k around it might be, but I doubt that for the average person that is the case.

PRAISETHESUN

https://forums.moneysavingexpert.com/discussion/comment/82068135#Comment_82068135

LBG

I have 3 different online banking profiles for LBG - one each for Lloyds, Halifax and BoS. They all use different details and I had to register for each online banking individually. When I signed up for BoS initially I didn't have any BoS accounts but I was able to register for online banking using details for my Halifax current account. Possibly might be able to do something similar now but with a Lloyds account instead?

kaMelo

https://forums.moneysavingexpert.com/discussion/comment/82068135#Comment_82068135

You can't. You can log in to BOS with your Halifax log in details and vice versa, but your Lloyds details will only log you into Lloyds.

GetRichOrDieSaving

https://forums.moneysavingexpert.com/discussion/comment/82068391#Comment_82068391

ok thank you for confirming, I must have been mistaken.

Anagran

LLOYDS/BoS

To the person who was asking about switching, I just wanted to say I also have had a BoS current accout (decades old) and am currently in the process of getting Direct Debits sorted to do a switch. I plan to open a new Bank of Scotland account to get the swiching bonus. As far as I can see you can open a current account to get the Regular saver and that shouldnt matter for the switch.

Also, who was it that said they didnt want any more regular savers so they were going to set a limit at 8%.....

They could have a problem now!!

kaMelo

Also, who was it that said they didnt want any more regular savers so they were going to set a limit at 8%.....

They could have a problem now!!

I did have a chuckle at that part. I think it was @subjecttocontract who set 8% as their lower limit, Over to you…..

skitskut

https://forums.moneysavingexpert.com/discussion/comment/82056181#Comment_82056181

😂😂😂😂😂😂😂😂😂😂

Bob2000

The guy as the power of foresight, maybe he should have said, "I'm not funding any more regular savers under 10.5%".

Could you imagine the stampede. 😆 😆 😆

snookerloopy96

https://forums.moneysavingexpert.com/discussion/comment/82068238#Comment_82068238

Its not a case of dismissing it, I'm not eligible, my last switch money off Lloyds was October 2023, so its a non starter.

Most of the switching offer dates are currently excluding previous beneficiaries up to about the end of 2022, just checking the B of S one is 1st January 2023.

Assuming its a 'group' thing then I won't be eligible for a while yet, especially as the 'timeframe exclusions' on these switches are moving very very slowly.

So its not really worth concerning myself with right now and instead (if I can) jump on these regular savers.

Of course for anybody else if they ARE eligible I totally agree, if there is a suitable offer go for it, at the time of my post I didn't realise B of S had an offer on, I thought the poster was holding on for an offer which hadn't yet materialised so in theory could be waiting forever and missing out on the various RS in doing so.

Unfortunately (well, not really, it just means I've had my share) I have no real avenues for switching for a while, used them all up!

bristolleedsfan

Halifax 8% opened, 😁