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The Top Regular Savers Discussion Thread
Comments
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Well, I'm going to ask something about another NLA account…
Buckinghamshire BS regular saver
Still haven't made my first deposit, having read about everyone's Natwest-funding issues. Changed my nominated account to my Lloyds current account to be on the safe side, and it still says "Status: Awaiting approval". Do you reckon it's okay to fund it now, or do I have to wait until my nominated account has been approved?
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Buckinghamshire RS ResponseYou’re safe to make a deposit…..my nominated account said this for quite a while but it didn’t affect deposits. Incidentally, they aren’t the quickest for deposits showing but once there the posting date seems to be when you sent it (not sure about weekends).
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It's OK to fund. I only got a message saying my nominated account was approved several days after funding, so I don't think they put resources into checking/approving it until the account is fully open (minimum balance reached.)
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Massive non new regular saver discussions of the past days
Personally feel the set up works great as is. I visit it from bookmarks anyway so wouldn’t necessarily see half the stuff added in a new subforum.
Echo the comments from others about scrolling past stuff you’re not interested in. Personally I’m not interested in all this administrative chit chat about who should and shouldn’t thank others and who should title what in what way etc., but it can be scrolled past.
As I think it has kind of been established that the system works as is, hopefully we can make a return to business as normal to discuss old, new and upcoming regular savers 🤞🏼If you want me to definitely see your reply, please tag me @forumuser7 Thank you.
N.B. (Amended from Forum Rules): You must investigate, and check several times, before you make any decisions or take any action based on any information you glean from any of my content, as nothing I post is advice, rather it is personal opinion and is solely for discussion purposes. I research before my posts, and I never intend to share anything that is misleading, misinforming, or out of date, but don't rely on everything you read. Some of the information changes quickly, is my own opinion or may be incorrect. Verify anything you read before acting on it to protect yourself because you are responsible for any action you consequently make... DYOR, YMMV etc.3 -
You can bookmark thread in sub-forums.
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First and last comment on this.
I really cannot for the life of me see that it is a burden it is to scroll down a page or two.
Takes 10 or 20 seconds.
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Also for me, I can't see the necessity to be "oh so very helpful and make suggested alterations" to something that is so great and helpful. The thread ain't broken in any way and therefore no fix required. For me its been a right pain to scroll through the last lot of discussion pages. With grateful thank you to Bridlington, shall we just continue with the regular saver thread now please?
If you want to be rich, never, ever have kids
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There was a great thread that ran for 19 years from 2004-23 on MSE regarding discount codes for Healthspan. Someone decided there should be no chat because they didn't want notifications when people confirmed codes were still actively working (which was actually useful information). The new thread is practically dead. Maybe one or two posts a month. Please don't make this thread go the same way.
Make £2026 in 2026
Prolific £231.51, Octopoints £4.60, Tesco Clubcard challenges £38.80, Airtime £10 TCB £225.19, Everup £77.04, Roadkill £1.77, Zopa CB £30, Misc £10.11,
Total £629.02 31%Make £2025 in 2025 Total £2241.23/£2025 110.7%
Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10
Make £2024 in 2024 Total £1410 70%Make £2023 in 2023 Total: £2606.33 128.8%7 -
Unlucky to happen, as there already exists a 'no chat' thread for regular savers.
https://forums.moneysavingexpert.com/discussion/6470420/the-archived-history-of-regular-savers-thread-no-chat/p1
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@Bridlington1 - FOUR new RS issues launching tomorrow (Tuesday 14th July).…
Bank of Scotland Monthly Saver - 8.00% AER Fixed - £25-£250 pm - £3k max - 12 Month term - interest paid at maturity - unlimited withdrawals.
Moneyfacts is stating a current account is required - but I was previously able to open the existing Monthly Saver version by just having a Lloyds current account.
also, Lloyds Monthly Saver (£25-£250) & Lloyds Club Lloyds Monthly Saver (£25-£400) both launching a new issue with a fixed 8.00% rate tomorrow.
weirdly, Halifax Regular Saver will also have a new issue tomorrow at 8.00% AER Fixed.
as you can only open one BoS Monthly Saver every 12 months, I doubt I can open any of these - even if I closed my existing account.
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