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The Top Regular Savers Discussion Thread

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Comments

  • snookerloopy96
    snookerloopy96 Posts: 109 Forumite
    100 Posts Name Dropper

    So after opening and funding my new Santander RS, can I put the next 200 in on the 1st July? Or does it have to be the 23rd of each month?

  • Slinky
    Slinky Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    As per Claire, I applied Thursday evening and got my account details today.

    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • Slinky
    Slinky Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    Am about to close my Santander RS in order to open the new one. Regarding the funding date, my old RS I opened on 11th February, and funded every month after that on 1st with no problem.

    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • 10_66
    10_66 Posts: 3,545 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic

    Yes, it’s definitely not being done chronologically, or even with/without queries. I’m still waiting and my application was confirmed immediately, OH had the message saying more checks needed and then that was opened Saturday morning, we’re both new customers.

  • janusd
    janusd Posts: 1,336 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    it's an anniversary month - so second £200 goes in anytime after the 23rd… for me, i'll delay that until 1st August to match with RS depositing schedule.

  • HHUK
    HHUK Posts: 336 Forumite
    Part of the Furniture 100 Posts Savvy Shopper! Photogenic

    The terms say You can make any number of payments into the account, up to the maximum monthly deposit amount, which to me would imply you are not limited to making payments on the same day each month

  • Slinky
    Slinky Posts: 11,718 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper

    I haven't had any problems with my 5% saver paying in on 1st month after opening my account on 11th February. Unlike Zopa who will stop you transferring earlier than the equivalent day each month.

    Make £2026 in 2026
    Prolific £177.46, TCB £10.90, Everup £27.79, Roadkill £1.17
    Total £217.32 10.7%

    Make £2025 in 2025  Total £2241.23/£2025 110.7%
    Prolific £1062.50, Octopoints £6.64, TCB £492.05, Tesco Clubcard challenges £89.90, Misc Sales £321, Airtime £70, Shopmium £53.06, Everup £106.08, Zopa CB £30, Misc survey £10

    Make £2024 in 2024 Total £1410/£2024 70%
    Make £2023 in 2023 Total: £2606.33/£2023 128.8%






  • friolento
    friolento Posts: 3,760 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic

    I'm still waiting, too. Also applied Thursday. As long as I can make my first deposit by Friday, I am not fussed.

  • friolento
    friolento Posts: 3,760 Forumite
    1,000 Posts Third Anniversary Name Dropper Photogenic

    Santander were very quick in closing my old RS today. I requested it in chat this morning, and it was all done before 3pm. New RS now opened and funded 😎

    Thank you to who alerted us to the lovely RS.

  • Stargunner
    Stargunner Posts: 1,109 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper

    That is not answering the previous poster’s question.

    If they have just funded the account with £200, they cannot pay in another £200 until at least a month from today.

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