The Top Regular Savers Discussion Thread

janusd

https://forums.moneysavingexpert.com/discussion/comment/82029823#Comment_82029823

if it helps, Dudley do accept completed applications by email - with the initial deposit being sent later by bank transfer once account opened.

are you already a customer ? I was, so didn't send additional ID info.

you could try just emailing the application form with no id - if you pass the electoral roll check, then you should be good to go… if you don't, then you can send the id info when requested.

also, if the passbook doesn't arrive (after first payment), then you will need to request one to be sent (mine never arrived after 5 weeks).

janusd

https://forums.moneysavingexpert.com/discussion/comment/82029864#Comment_82029864

I sent the application form to enquiries@dudleybuildingsociety.co.uk - in my case, I edited the pdf rather than printing/scanning, but either should work.

when I submitted the form, the following day I got an email reply…

I can confirm the application form is in the process in being completed.

Once this has been completed, we will send you a letter in the post. We can open the account on 'Zero balance' and you will then have 30 days to funds the account. This can be through bank transfer (all information will be sent to you) or by sending a cheque. Once we have received payment, we will then issue you a passbook in the post.

possibly you might have to wait for the letter before adding online access for it, but probably best to ask in the email when you apply… as I already had an existing account / login with them, the new account was added automatically with a zero balance… after that point, they contacted me by secure message rather than email.

thefrank

Virgin Money 6.50% new regular saver

Maturity day 30/06/27. The rate of interest is fixed. £250 per calendar month

Also the app has been refreshed and I had to sign up again with my details (thanks dave_dph for the heads up)

avocado1988

https://forums.moneysavingexpert.com/discussion/comment/82030837#Comment_82030837

oh fantastic! I don’t have anything with Virgin Money (only just over 1 month into regular saving) so do I first just open a M Plus Account and then only sign up for the regular saver after it has been set up? Thanks! I’m assuming there is no sign up bonus to first time Virgin Money accounts or any referral rewards? Thanks!

Bob2000

Virgin money NEW regular saver 6.50%

I still have July to fund before my current RS matures.

Am I right in thinking you can only apply for this account if you don't have last years offering?

allegro120

https://forums.moneysavingexpert.com/discussion/comment/82030861#Comment_82030861

VM

Yes, you have to open eligible current account first. I don't think there are any sign up bonuses.

shirley999

Monmouthshire

I was checking today that they have my nominated bank account details before my RS matures next month. I thought I submitted these details along with a bank statement as evidence but could be confusing it with another BS. I've now input my nominated bank account details on their website and they are posting out a mandate for me to sign, hopefully Royal Mail won't hold it up for too long.

Kim_13

My Teachers BS deposit also appeared today, sent and credited on the 5th which was also taken as date of opening (contrary to many institutions where this is the date of application.) It would have updated sometime in the afternoon as it was not showing when I checked this morning. I also received the email saying the letter would be in the post (and another addressed to a Mrs Scott, but thankfully it was generic and didn’t give any more of her information.)

Account showing with initial letter, 6 digits and first three characters of surname. Assume this will be confirmed as the final reference but as the minimum opening balance was the monthly maximum, the letter will be here before the account is funded again.

Dizzycap

https://forums.moneysavingexpert.com/discussion/comment/82030870#Comment_82030870

You can only hold one Virgin Money Regular Saver Exclusive at anyone time, regardless of issue or end date. The system knows what you do / don't already hold.

Good to see another new RS on the block for June, even with criteria & number restrictions 🤗. We need some more 6%+ RS 😅. Let's hope July is a fruitful RS month.

Hal17

I currently have Iss 3 maturing in July. Logged in to see if I could close the account now and open the new Iss 6, but there was no option to do this. On line chat said I would need to call. Seems like I will have to wait until maturity.