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Turning Straw into Gold: Creating Long Term Security & A Solid Home

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Comments

  • MillQueen
    MillQueen Posts: 481 Forumite
    100 Posts Name Dropper Photogenic

    It's time for a no spend day again, of getting the house cleaned up and ticking some work tasks off the list. I am having a bit of time off this afternoon though. I've so far spent it on the sofa gazing into space so I decided to come on here to give myself a bit of focus. I'm going to try to last a few more days without doing a big shop. I have got stuff for tuna mayo jacket potatoes, roasted sweet potatoes, a tin of soup, a single frozen portion of veg spag bol, ingredients for a big vegetable omelette, ingredients for pizza wraps, ingredients for veg chilli, a frozen pepperoni pizza, ingredients for some kind of rice and veg thing with beans, I also have plenty of cereal and toast. I can also get a supermarket TGTG if I need to.

    I'm glad that I don't like seasonal decor, as everything seems to be about buying candles and pumpkin shaped mugs at this time of year. I'm going to have an autumn and winter of under-consumption. I watched a video about "what if your home is already ok" that talked about the pressure to buy things and decorate, when actually it's fine for it to look dated, as long as you have what you need. People all over are living just fine in un-stylish homes with worn interiors and old hand-me-down items. It's been a bit chilly the last few days but I haven't put the heating on, I've just put a hoody on and a blanket. I am going to try to avoid putting it on until the end of October. I am not averse to wearing a hat and coat indoors if needed, as I am trying to get my gas and electricity account back out of the minus figures.

    Ok I've got the focus I needed, I'm going to put the baking potatoes and sweet potatoes into the oven so then I'll have a few day's worth. I've been thinking I'll get a mattress for my bed this month as my back is hurting and the futon maybe isn't helping. I'm nervous of spending from the emergency fund though.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,631 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

  • MillQueen
    MillQueen Posts: 481 Forumite
    100 Posts Name Dropper Photogenic

    I'm investigating the possibility now of sustainable lunchboxes. I like the idea of having one that lasts forever. I go through plastic food containers at a silly pace, as they either go weirdly shaped in the microwave where the lids stop fitting, or I leave them somewhere with food in and they go horrible.

    I am looking at a stainless steel lunchbox that should in theory last for decades and always be cleanable, or possibly a glass one as it can also be used for the microwave. I did find some stainless steel ones that can now be safely microwaved but they were more expensive. That might have to be a payday purchase.

    I really like just having one of everything - it makes life easier.

    Updated last day of the month… focus improving overall net wealth…

    Mortgage: starting at -£222,469 (Jan 26) now at -£219,990 (Sep 26)

    Postgrad Loan: starting at -£8,974 (Jan 26) now at -£7,300 (Sep 26)

    Personal Loan: starting at -£11,466 (Jan 26) now at -£9,500 (Sep 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,560 (Sep 26)

    Investments: starting at £50 (Jan 26) now at £300 (Sep 26)

    Jan 27 Tax Fund: £2,631 / £3,298 (Sep)

    Net Wealth: starting at £18,778 (May 26) now at £16,067 (Sep 26)

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