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Turning Straw into Gold: Creating Long Term Security & A Solid Home

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Comments

  • ellenvan
    ellenvan Posts: 561
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    That's a great haul for £10!

  • jwil
    jwil Posts: 24,084
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    Great bargains on TGTG!

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Dakota_Rose
    Dakota_Rose Posts: 974
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    I’m inspired by your work lunches and how well you’ve used what you had in!

    PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)

    24/26 books for 2026

    Take the time to find the joy in each day

  • MillQueen
    MillQueen Posts: 586
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    Thank you, it's fun being creative and I like simple food. I had made a list of horrible time consuming work tasks, which made me super motivated to do things that weren't those 🤣.

    Updated last day of the month… reducing debt and improving wealth…

    Mortgage (5.24%): starting at -£222,469 (Jan 26) now at -£219,350 (Nov 26)

    Postgrad Loan (6%): starting at -£8,974 (Jan 26) now at -£6,900 (Nov 26)

    Personal Loan (6.4%): starting at -£11,466 (Jan 26) now at -£8,900 (Nov 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,650 (Nov 26)

    Jan 27 Tax Fund: £3,000 / £3,298 (Nov 26)

    Net Debt: starting at -£203,926 (Sep 26) now at -£201,700 (Nov 26)

  • foxgloves
    foxgloves Posts: 13,854
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    Agree about taint from plastic water bottles. I have a glass one which was quite expensive but have had it a good few years, use it regularly & it still looks brand new.

    2026's challenges: 1) To rebuild our Emergency Fund to at least £5k.
    2) To read 50 books (12/50) 3) The Re-Shrinking of Foxgloves 8.1kg/30kg
    Remember....if you have to put it on a credit card, extend your overdraft or take out a loan to buy whatever it is, you probably can't afford it, as that's not your money, it's somebody else's!
  • Dakota_Rose
    Dakota_Rose Posts: 974
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    🙋‍♀️ I’m here to second a glass water bottle. No others I’ve ever had manage to stay smelling fresh. They’re not as durable perhaps as a metal one that can be chucked about everywhere, but I much prefer drinking from them and the thing that went on mine was a bamboo lid, so I’ve purposefully looked for one with a metal lid this time.

    PBs £3050 (including £1k EF, £1k Christmas & £1050 Little Dreams pot)

    24/26 books for 2026

    Take the time to find the joy in each day

  • MillQueen
    MillQueen Posts: 586
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    @foxgloves and @Dakota_Rose, right, a glass water bottle it is then, the experts have spoken!

    It's been a mad rush of a week and I haven't eaten well but I haven't spent much money either.

    Updated last day of the month… reducing debt and improving wealth…

    Mortgage (5.24%): starting at -£222,469 (Jan 26) now at -£219,350 (Nov 26)

    Postgrad Loan (6%): starting at -£8,974 (Jan 26) now at -£6,900 (Nov 26)

    Personal Loan (6.4%): starting at -£11,466 (Jan 26) now at -£8,900 (Nov 26)

    Emergency Fund: starting at £5,511 (Jan 26) now at £2,650 (Nov 26)

    Jan 27 Tax Fund: £3,000 / £3,298 (Nov 26)

    Net Debt: starting at -£203,926 (Sep 26) now at -£201,700 (Nov 26)

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