Lloyds switch offer 6 January to 3 February 2026

Zanderman

https://forums.moneysavingexpert.com/discussion/comment/81872950#Comment_81872950

Our switch completed 21st Jan, incentive paid today, 12th Feb.

laticsforlife

Just had my reward but the £2,000 a month funding is a pain to keep on juggling money around. Thinking of switching again to Co-Op (exhausted all the rest or have had a reward within their exclusion period).

I can't see any issue with switching out fairly quickly after joining, i.e. there's nothing that says I might have to pay it back?

steven141

https://forums.moneysavingexpert.com/discussion/comment/81882739#Comment_81882739

No need to pay it back but if you haven't used the account a bit they may see it as a bad thing and not welcome you back if you decide to rejoin but generally as long as you aren't opening lots of accounts with them and switching them out you won't have any issues.

PRAISETHESUN

https://forums.moneysavingexpert.com/discussion/comment/81882739#Comment_81882739

Downgrade to the fee-free Classic account once your switch bonus has been paid. Then you can close/switch away at your leisure without worrying about having to move money back and forth to avoid the fee.

brainiack

Can you cancel the DDs once the switch has taken place? Switch completed, pending £250 but had the letter post-switch confirming and listing the DDs so that's proof they were compliant with switch terms

masonic

https://forums.moneysavingexpert.com/discussion/comment/81885047#Comment_81885047

Yes it should be safe to cancel any you need to.

billyboy

wait till you get the cash as its not worth the slight risk for a few days wait

scalesy

Anyone else fill in all their details for the Lloyd's switch and then hear nothing back?

I went through the process on the evening of the deadline and then it froze with an error message the first time part way through the process. Tried again a bit later and got all the way through to the point where it was complete and said they'd email within 7 days, and then heard nothing back.

Feels dodgy to have entered all that private data and then to get no response. Anything I can do?

northwalesd

Anyone else fill in all their details for the Lloyd's switch and then hear nothing back?

I heard nothing until the bank I was switching from texted to say they were sorry I was leaving. What date was your switch supposed to be happening?

Anything I can do?

Call them?

clivep

How are the bonus payouts going?

My switch completed on 23rd January and I got the £250 on Friday (13th February).

My wife's was opened and her switch completed on the same days as me but no sign of her incentive yet.