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Lloyds switch offer 6 January to 3 February 2026

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Comments

  • Chud786
    Chud786 Posts: 4 Newbie
    Ninth Anniversary First Post Combo Breaker
    Just tried switching online to Club Lloyds joint account but  won't let me do it online,says I need to go into a branch.
    Is this correct??
  • clivep
    clivep Posts: 717 Forumite
    Part of the Furniture 500 Posts Name Dropper
    Chud786 said:
    Just tried switching online to Club Lloyds joint account but  won't let me do it online,says I need to go into a branch.
    Is this correct??

    Is this a new Club Lloyds joint account that you have just opened?

  • soulsaver
    soulsaver Posts: 6,985 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    edited 20 January at 1:35AM
    Chud786 said:
    Just tried switching online to Club Lloyds joint account but  won't let me do it online,says I need to go into a branch.
    Is this correct??
    Switch a solo to a joint ? Not allowed online - as there maybe current or future liabilities that you could be transferring to the joint other, without their approval.

    Joint to joint (same people) is OK, as is joint to solo.


  • friolento
    friolento Posts: 3,590 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    soulsaver said:
    Chud786 said:
    Just tried switching online to Club Lloyds joint account but  won't let me do it online,says I need to go into a branch.
    Is this correct??
    Switch a solo to a joint ? Not allowed online - as there maybe current or future liabilities that you could be transferring to the joint other, without their approval.

    Joint to joint (same people) is OK, as is joint to solo.


    Joint to solo is not possible 
  • trient
    trient Posts: 201 Forumite
    Seventh Anniversary 100 Posts Name Dropper
    edited 24 January at 7:36PM
    masonic said:
    julie777 said:
    julie777 said:
    Re above, we deleted that app but it seems to not be fully deleted.
    Not how apps work (at least on Android), if an app is deleted it takes everything with it. Didn't understand your earlier reference to a "cloud" symbol - is this in the new instance of the app once you've installed it but before you've entered any personal details?

    Regardless of the app, as you say, you (or rather your husband) is unable to open a new sole Club current account?

    Would you mind just listing what accounts you each have open already?
    My husband's phone is an iphone. After deleting the app, we went back to appstore and the Lloyds app has a cloud next to it! Tried installing that but it still thinks he is Julie! Deleted again and it has had the cloud symbol for several days. The accounts are one joint account classic and one classic in my sole name. And yes, nothing seems to work as it should. Think he will have to phone them which is very annoying and who knows if they can help or not! Thanks for your input.
    Hmm, perhaps not the most helpful of features to back up the settings in situations like this. One thing you can normally do is go into the settings on your phone for the app and clear stored data, which should reset it to the state when it is first installed (I think iOS has this, Android user here).
    Is that what the cloud symbol means in the Apple appstore? How can you go to the settings for an app that you've deleted? Or is that another clever Apple feature that I'm glad I'll never have to suffer?
    For what it's worth, the cloud symbol next to an app in the App Store only means that app is owned* but not installed on the device. It has no bearing to any data on the device or in the cloud.

    *edited
  • friolento
    friolento Posts: 3,590 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    trient said:
    masonic said:
    julie777 said:
    julie777 said:
    Re above, we deleted that app but it seems to not be fully deleted.
    Not how apps work (at least on Android), if an app is deleted it takes everything with it. Didn't understand your earlier reference to a "cloud" symbol - is this in the new instance of the app once you've installed it but before you've entered any personal details?

    Regardless of the app, as you say, you (or rather your husband) is unable to open a new sole Club current account?

    Would you mind just listing what accounts you each have open already?
    My husband's phone is an iphone. After deleting the app, we went back to appstore and the Lloyds app has a cloud next to it! Tried installing that but it still thinks he is Julie! Deleted again and it has had the cloud symbol for several days. The accounts are one joint account classic and one classic in my sole name. And yes, nothing seems to work as it should. Think he will have to phone them which is very annoying and who knows if they can help or not! Thanks for your input.
    Hmm, perhaps not the most helpful of features to back up the settings in situations like this. One thing you can normally do is go into the settings on your phone for the app and clear stored data, which should reset it to the state when it is first installed (I think iOS has this, Android user here).
    Is that what the cloud symbol means in the Apple appstore? How can you go to the settings for an app that you've deleted? Or is that another clever Apple feature that I'm glad I'll never have to suffer?
    For what it's worth, the cloud symbol next to an app in the App Store only means that app is owner but not installed on the device. It has no bearing to any data on the device or in the cloud.

    what does "app is owner" mean?
  • kuepper
    kuepper Posts: 1,554 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Can you apply to switch via the Lloyds  app - I can't see that option anywhere?
  • friolento
    friolento Posts: 3,590 Forumite
    1,000 Posts Second Anniversary Name Dropper Photogenic
    kuepper said:
    Can you apply to switch via the Lloyds  app - I can't see that option anywhere?
    Yes you can. It’s under Apply - Current Accounts - switch to an existing account, or apply for a new Lloyds account (where you can then request a switch as part of the application)
  • masonic
    masonic Posts: 29,739 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    friolento said:
    trient said:
    masonic said:
    julie777 said:
    julie777 said:
    Re above, we deleted that app but it seems to not be fully deleted.
    Not how apps work (at least on Android), if an app is deleted it takes everything with it. Didn't understand your earlier reference to a "cloud" symbol - is this in the new instance of the app once you've installed it but before you've entered any personal details?

    Regardless of the app, as you say, you (or rather your husband) is unable to open a new sole Club current account?

    Would you mind just listing what accounts you each have open already?
    My husband's phone is an iphone. After deleting the app, we went back to appstore and the Lloyds app has a cloud next to it! Tried installing that but it still thinks he is Julie! Deleted again and it has had the cloud symbol for several days. The accounts are one joint account classic and one classic in my sole name. And yes, nothing seems to work as it should. Think he will have to phone them which is very annoying and who knows if they can help or not! Thanks for your input.
    Hmm, perhaps not the most helpful of features to back up the settings in situations like this. One thing you can normally do is go into the settings on your phone for the app and clear stored data, which should reset it to the state when it is first installed (I think iOS has this, Android user here).
    Is that what the cloud symbol means in the Apple appstore? How can you go to the settings for an app that you've deleted? Or is that another clever Apple feature that I'm glad I'll never have to suffer?
    For what it's worth, the cloud symbol next to an app in the App Store only means that app is owner but not installed on the device. It has no bearing to any data on the device or in the cloud.

    what does "app is owner" mean?
    "owned" I'd imagine.
  • Ade99
    Ade99 Posts: 23 Forumite
    Fifth Anniversary 10 Posts Name Dropper
    Hi.  Just wondering for those people that may have switched to Lloyds in the past for their previous incentives, how long after the Switch Completion did you receive the incentive? I know the T's and C's state within 40 working days on this offer. I was curious whether they typically stuck to that or had a history of paying out much quicker.  Thanks!
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