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2026 - consolidation and calm
Comments
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Thank you 😁 Hope you had a nice holiday. Good tip about the tomato, thank you!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
PAD (Payment a Day)
Today's PAD - £13
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £19
Car balance Sept 25 - £11,031 - now £7,203
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Extra PAD to the mortgage today from a lottery win.
It's my last full week at work for a while 😁 I'm off next week and then doing short weeks for a few weeks which will be nice.
I've put little miss's curtains in the wash this morning and washed her windows. She's making good progress with her room.
DH sold an item yesterday and today. I'm still boycotting selling, so he's packed and posted it himself 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee9 -
your discipline is amazing. I would have used part of the win to get the car into the next hundred
June 2026, Mortgage free, Emergency fund fully funded & £200/200 cash maximum pb holding .:jWeight 12st challenge 11st 2lb
Gift to children challenge £40k in 2 years. Short term gift challenge 7 presents and $1300 can by September.
Determined to stop defining myself by my mistakes. Progress not perfection. I’m not perfect but I’m good enough.
https://forums.moneysavingexpert.com/discussion/6673398/hopefully-cruising-with-focus-towards-retirement#latest1 -
Happy holidays to come!
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.2 -
Thank you - I want the mortgage gone just as much as the car! I feel like lottery wins are joint wins so better to the mortgage.
Thank you, I can't wait!
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £67
May - £108
Jun - £188
Jul - £78
Aug - £21
Car balance Sept 25 - £11,031 - now £7,125
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
CC payment has been done so car balance has reduced.
Little miss has a friend around today, so the house is looking tidy and she's occupied. She said two nice things to me this morning - 'the house is looking very different to last year - tidier and more organised'. Also, out of the blue: 'Mum I didn't realise how good you were doing at SW, I can see you look different' 😍 That's lovely.
I pointed out to DH this morning that he hadn't moved stuff from the front room that I asked him to weeks ago, and that I'd even created space for him to put it away. He did move some before he went to work.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee9 -
Aw how lovely of an observant and kind Little Miss 🤩
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Such a wee sweetie. 😍
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 13 months left.1
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