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2026 - consolidation and calm

18788909293100

Comments

  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Happy Friday and Happy Payday!

    We are heading out to yet another beach today, maybe a bit of fossil hunting.

    I've done the money shuffle and updated the finances.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 26,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Great news about the BP. Hope you had a good day at the beach today.

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,839 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    PAD (Payment a Day)

    Today's PAD - £4

    Jan - £172

    Feb - £203

    Mar - £143

    Apr - £67

    May - £108

    Jun - £188

    Jul - £78

    Aug - £4

    Car balance Sept 25 - £11,031 - now £7,205

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • beanielou
    beanielou Posts: 101,000 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Great loss & well done on 3 stone. Enjoy your meal.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • teapot2
    teapot2 Posts: 3,909 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper

    Congrats on losing the 3 stone, must make a huge difference to how you feel 👏🏼🥳

  • DancingInTheRain
    DancingInTheRain Posts: 1,652 Forumite
    Tenth Anniversary 1,000 Posts Name Dropper Photogenic

    3 stone is amazing, well done 🎉

    Debt Busting Again in 2026!

    Starting Debt 03.05.26 = £5345 Current Total 01.08.26 = £3987

    Clear M&S Card Starting Balance 03.05.26 £600 Cleared 05.07.26 💚

    Clear V12 Finance Starting Balance 05.07.26 £600 Cleared 12.08.26 💚

    Clear Barc!aycard Starting Balance 12.08.26 £940

  • Sun_Addict
    Sun_Addict Posts: 26,071 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Well done on the 3lbs loss and the 3st award 🥳

    I get knocked down but I get up again (Chumbawamba, Tubthumping) -.literally have been run over by a bike, mobility scooter and a car - still here 💪
  • Doris17
    Doris17 Posts: 1,089 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker

    Well done.👏👏👏 Three stone is amazing🎉🎉🎉


    "My Life Is About The Journey Not The Destination"



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