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2026 - consolidation and calm
Comments
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Thank you both 😁
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £13
Car balance Sept 25 - £11,031 - now £8,075
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
We've now sold two items that I adjusted last weekend, so that's good. I think both have been on for a while too.
We're off to the coast today to get some of our steps in if little jwil ever surfaces! He's definitely becoming a teenager. I've been productive whilst waiting for him, so the house is looking tidier.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee4 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £203
Mar - £143
Apr - £15
Car balance Sept 25 - £11,031 - now £7,959
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Look at that, I'm in the £7ks!! I nearly forgot that I'd paid my CC this morning.
We had a lovely day out yesterday at the seaside and also at a NT property, with lots of hills! 6 miles yesterday and I've done another 3 today in town. That plus the shorter walks we did before the weekend mean that little miss and I are both at just over 12% of our target.
I went into town today to look for some trainers, and just came back with Skechers. I'm terrible at buying stuff, I never like anything! The trainers are fine though and I got a second pair half price for little jwil who has been complaining about his shoes getting too small.
Despite my weight not going anywhere - I gained ANOTHER 1lb today, which is annoying as it was showing 1.5lb off yesterday - my feet seem to have lost weight as I went down a size in my shoes. I'm hoping today's gain is just a result of yesterday as my legs and knee are aching. But it will have to stay like that as I want to front load most of the miles while we are off so we're not scrabbling to get miles done whilst juggling school and work.
We'll probably have a recovery day tomorrow, then go out again on Monday. I'm working Tues and Wed, and DH is working all week from Tuesday, then next week we're both off. DH is miles ahead as he walks the dog on top of what we've done. Little jwil was ahead but he hasn't done anything today so little miss and I caught him up.
I stocked up on more of the cheap veg and also the cheap meat joints as well today, and have portioned them up for the freezer. That will do us for several meals in the future and insulate for a little while against any price rises.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
Woohoo!!! 🎉 Look at that car balance beginning with a 7!!!
Debts 04/01/25 01/04/26
Natwest2 £6,509.97 £4,200
NatWest CC £7,612.74 £6,325
Lloyds CC £6,112.60 £4,115
1st Direct CC £176.03 £9.11
CC total £20,411.34 £14,649.11
OD £1100 £0
Car loan £4,000 £3,600
1st Direct Loan £10,684.44 £7,000
Total £36,195.78 £25,249.11
EF £1,750.33
HF £150.761 -
Well done on both the walking total and being in the 7Ks with the car 🚗🎉
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Woo hoo into the 7s for the car 🥳 Re the weight gain, just keep on going, don’t give up, it will come off in the end. One bit of advice, once you reach target weight don’t stop doing the plan. I got to goal with WW 24 years ago then strayed for a short time and it started to pile back on. Rejoined and got back to goal and have kept on plan ever since. It’s worth it in the end.
I get knocked down but I get up again (Chumbawamba, Tubthumping)3 -
Great news on the £7's & the walking.
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
Yaaas look at that 7 🥂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael1
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