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2026 - consolidation and calm

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Comments

  • Ah happy birthday to Little JWil for this weekend :) Great news re over £200 for PADS this month, the shortest month too!

    Sorry to hear about the rumours…though any good HR team would have acted before the rumours got out and DH will have been consulted by now? Fingers crossed it's just rumours.

    Just re recommendations for programmes, I'm conscious that my DS is very old for his years but this is his list of 'go to's';

    N3tflix;

    The Thundermans, iCarly, The Loud House (cartoon), Young Sheldon, Mr Iglesias, Fuller House, Inbestigators, Henry Danger, The Babysitters Club (I also read a lot of the books, along with Sweet Valley High)

    Debt Free: 6th November 2025!! 🥳

    Mortgage (MFD 04/2053)
     (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £232,212.93

    2026 goals:
    26 books (4)
    26lbs lost (2)
    £26k sinking funds & savings (£5.8k)
    £2600 mortgage o/p (£600)
    20,600 exercise and meditation minutes (3k)
    2.6l water a day 

    2026 Top Cashback accrued: £6.46
    Nectar: £118.08
    Boots: £1.99

    DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum
  • beanielou
    beanielou Posts: 99,168 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    Sorry to read about the potential job news.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you, that's true. Hopefully it's all just a misunderstanding.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    I'm sorry your DD struggled as well. It's one reason I did progress with getting her the diagnosis now so that hopefully support can be in place and she didn't have to struggle to get one when she is older.

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • jwil
    jwil Posts: 23,362 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Thank you :) And thank you to DS as well, great recommendations. I love Young Sheldon and watch it with little jwil. I used to watch the original Full House, so good reminder about Fuller House. I'll have a look at the other ones too.

    I think part of the problem is the HR isn't great there!

    Thank you, I think it's probably ok

    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Sun_Addict
    Sun_Addict Posts: 25,342 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic

    Great news and what a relief for you.

    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • beanielou
    beanielou Posts: 99,168 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!

    That’s great news.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 19months left.
  • Fantastic, hope you and Mr Jwil sleep a bit easier tonight

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1

    'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,259 Forumite
    Seventh Anniversary 1,000 Posts Name Dropper Photogenic

    Happy Birthday to little Jwil, my eldest DGS has his birthday this week and he is having the same thing this weekend. Your PAD total is awesome for February so far.
    Hope Little Miss has a good day at school today , our children are a worry to us and we want them to enjoy school.
    Good news on DH company not moving away.
    I know you have been doing compressed hours for a while now and enjoy your Friday off , are you ready to go part time yet before retirement?
    Enjoy your day.

    Life is an adventure, never stop exploring.

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