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2026 - consolidation and calm
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Back to work today, joy! I didn't really get much time to test out my new work station as I went into the office today. I did rearrange it this morning when I logged on, and feel the new arrangement is much better. I'm getting a keybpard too so I don't have to have my laptop right in front of me. I think I'll probably need to get a proper desk chair too as the chair I use feels lower on this, but that can wait for now and I'll see how I get on.
Little miss was in tears this morning going to school. It breaks my heart. She seemed better this afternoon so hopefully it was just first day back blues. I did speak to her teacher briefly.
Little jwil cooked curry at school today so that was our evening meal sorted. I'm back on plan today.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee5 -
Poor Miss. I hear her & your pain ❤️
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
Thank you ❤
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £193
Car balance Sept 25 - £11,031 - now £8,285
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2 -
Hugs for Little Miss
You are right, it is always the good stuff that breaks!
I'm glad Marian Keyes has a TV adaptation. She is very underrated
I hope the curry was nice
If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them
Emergency fund 1400/1000
Buffer fund 100/100
Debt Free (again) 25/07/20252 -
Not sure what I was think about the TV adaptation.
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.1 -
wasn't the biggest fan though i loved the books
Mortgage at 01.01.14 £119,481.83:eek: today £0 Emergency fund £5.5/5.5k & £200/200 cash.:jWeight 24/02/19 14st 7lb now 12st 1lb determined to stop defining myself by my mistakes. Progress not perfection.:T100%through my 1% mortgage challenge. 100% through my pb challenge. I’m not perfect but I’m good enough.1 -
PAD (Payment a Day)
Today's PAD - £2
Jan - £172
Feb - £195
Car balance Sept 25 - £11,031 - now £8,284
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee1 -
Thank you :) I agree, Marian Keyes is very underrated. I really like her books and it seems a long time coming to get a series from them!
I've only watched the first two episodes so far, but the thing that is really missing for me is the gentle humour throughout the books. It's a shame, but maybe it's hard to put over into the series. In the books, the characters are all lovable despite their faults, but so far it doesn't seem to come across that way.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee3 -
I had more tears from little miss yesterday. She says she feels like an outsider 😔 I wish I could do something for her.
I had my first day at my workstation yesterday, and apart from a little more fiddling around, love it. We had a little bit of sun yesterday (hurrah!) and it's made me realise I will need a solution for shading the doors when the sun is full on me for a couple of hours. I have voiles up and they are not enough to block it. I don't want to put heavy curtains up, as I like the day light, so just something for that couple of hours a day.
I need to pay the computer etc off the cc before the middle of next week which is when the statement will be due. I don't want to spend my savings, so I have decided I am going to pay it off from my wages, and see if I can live very frugally next month, and only transfer what I absolutely have to from the savings. It will be interesting to see how I manage, and it will probably mean my PADs will be minimal, but it will be amazing if I can do it with limited impact on my savings.
I'm loving the milder, brighter days, it feels like spring is on the way.
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee8
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